LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,893
−HK$6,515/mo
▼ 0.25% · 3.875%
HK$107,125
−HK$3,283/mo
Today · 4.125%
HK$110,408
baseline
▲ 0.50% · 4.625%
HK$117,126
+HK$6,718/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$220,816/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$1,936,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,580
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$118,680
−HK$3,145/mo
Today · 4.125%
HK$121,825
baseline
▲ 0.50% · 4.625%
HK$128,246
+HK$6,421/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$243,650/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$1,936,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,672
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$128,550
−HK$3,940/mo
Today · 4.125%
HK$132,490
baseline
▲ 0.50% · 4.625%
HK$140,552
+HK$8,062/mo
Deposit HK$18.22M · loan HK$27.34M · min. income ≈ HK$264,980/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,696
−HK$7,493/mo
▼ 0.25% · 3.875%
HK$142,416
−HK$3,773/mo
Today · 4.125%
HK$146,189
baseline
▲ 0.50% · 4.625%
HK$153,895
+HK$7,706/mo
Deposit HK$18.22M · loan HK$27.34M · min. income ≈ HK$292,378/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,450
−HK$9,121/mo
▼ 0.25% · 3.875%
HK$149,975
−HK$4,596/mo
Today · 4.125%
HK$154,571
baseline
▲ 0.50% · 4.625%
HK$163,977
+HK$9,406/mo
Deposit HK$13.67M · loan HK$31.89M · min. income ≈ HK$309,142/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,936,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,812
−HK$8,742/mo
▼ 0.25% · 3.875%
HK$166,152
−HK$4,402/mo
Today · 4.125%
HK$170,554
baseline
▲ 0.50% · 4.625%
HK$179,545
+HK$8,991/mo
Deposit HK$13.67M · loan HK$31.89M · min. income ≈ HK$341,108/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,936,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,008
−HK$11,727/mo
▼ 0.25% · 3.875%
HK$192,825
−HK$5,910/mo
Today · 4.125%
HK$198,735
baseline
▲ 0.50% · 4.625%
HK$210,827
+HK$12,092/mo
Deposit HK$4.56M · loan HK$41.01M · min. income ≈ HK$397,470/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,044
−HK$11,240/mo
▼ 0.25% · 3.875%
HK$213,624
−HK$5,660/mo
Today · 4.125%
HK$219,284
baseline
▲ 0.50% · 4.625%
HK$230,843
+HK$11,559/mo
Deposit HK$4.56M · loan HK$41.01M · min. income ≈ HK$438,568/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,388 · Scale 2, in force from 26 Feb 2026)