LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,390
−HK$652/mo
▼ 0.25% · 3.875%
HK$10,713
−HK$329/mo
Today · 4.125%
HK$11,042
baseline
▲ 0.50% · 4.625%
HK$11,714
+HK$672/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,084/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,559
−HK$624/mo
▼ 0.25% · 3.875%
HK$11,869
−HK$314/mo
Today · 4.125%
HK$12,183
baseline
▲ 0.50% · 4.625%
HK$12,826
+HK$643/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,366/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,468
−HK$782/mo
▼ 0.25% · 3.875%
HK$12,856
−HK$394/mo
Today · 4.125%
HK$13,250
baseline
▲ 0.50% · 4.625%
HK$14,056
+HK$806/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,500/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,871
−HK$749/mo
▼ 0.25% · 3.875%
HK$14,243
−HK$377/mo
Today · 4.125%
HK$14,620
baseline
▲ 0.50% · 4.625%
HK$15,391
+HK$771/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,240/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,546
−HK$912/mo
▼ 0.25% · 3.875%
HK$14,999
−HK$459/mo
Today · 4.125%
HK$15,458
baseline
▲ 0.50% · 4.625%
HK$16,399
+HK$941/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,916/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,183
−HK$874/mo
▼ 0.25% · 3.875%
HK$16,617
−HK$440/mo
Today · 4.125%
HK$17,057
baseline
▲ 0.50% · 4.625%
HK$17,956
+HK$899/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,114/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,702
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,284
−HK$591/mo
Today · 4.125%
HK$19,875
baseline
▲ 0.50% · 4.625%
HK$21,084
+HK$1,209/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,750/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,806
−HK$1,124/mo
▼ 0.25% · 3.875%
HK$21,364
−HK$566/mo
Today · 4.125%
HK$21,930
baseline
▲ 0.50% · 4.625%
HK$23,086
+HK$1,156/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$43,860/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,158 · Scale 2, in force from 26 Feb 2026)