LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,904
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$107,136
−HK$3,284/mo
Today · 4.125%
HK$110,420
baseline
▲ 0.50% · 4.625%
HK$117,139
+HK$6,719/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$220,840/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$1,936,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,592
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$118,692
−HK$3,145/mo
Today · 4.125%
HK$121,837
baseline
▲ 0.50% · 4.625%
HK$128,260
+HK$6,423/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$243,674/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$1,936,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,685
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$128,563
−HK$3,941/mo
Today · 4.125%
HK$132,504
baseline
▲ 0.50% · 4.625%
HK$140,566
+HK$8,062/mo
Deposit HK$18.23M · loan HK$27.34M · min. income ≈ HK$265,008/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,711
−HK$7,494/mo
▼ 0.25% · 3.875%
HK$142,431
−HK$3,774/mo
Today · 4.125%
HK$146,205
baseline
▲ 0.50% · 4.625%
HK$153,911
+HK$7,706/mo
Deposit HK$18.23M · loan HK$27.34M · min. income ≈ HK$292,410/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,466
−HK$9,122/mo
▼ 0.25% · 3.875%
HK$149,991
−HK$4,597/mo
Today · 4.125%
HK$154,588
baseline
▲ 0.50% · 4.625%
HK$163,994
+HK$9,406/mo
Deposit HK$13.67M · loan HK$31.90M · min. income ≈ HK$309,176/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,936,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,829
−HK$8,743/mo
▼ 0.25% · 3.875%
HK$166,169
−HK$4,403/mo
Today · 4.125%
HK$170,572
baseline
▲ 0.50% · 4.625%
HK$179,563
+HK$8,991/mo
Deposit HK$13.67M · loan HK$31.90M · min. income ≈ HK$341,144/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,936,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,027
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$192,845
−HK$5,911/mo
Today · 4.125%
HK$198,756
baseline
▲ 0.50% · 4.625%
HK$210,849
+HK$12,093/mo
Deposit HK$4.56M · loan HK$41.01M · min. income ≈ HK$397,512/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,066
−HK$11,241/mo
▼ 0.25% · 3.875%
HK$213,646
−HK$5,661/mo
Today · 4.125%
HK$219,307
baseline
▲ 0.50% · 4.625%
HK$230,867
+HK$11,560/mo
Deposit HK$4.56M · loan HK$41.01M · min. income ≈ HK$438,614/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,591 · Scale 2, in force from 26 Feb 2026)