LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,906
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$107,138
−HK$3,284/mo
Today · 4.125%
HK$110,422
baseline
▲ 0.50% · 4.625%
HK$117,141
+HK$6,719/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$220,844/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$1,936,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,595
−HK$6,245/mo
▼ 0.25% · 3.875%
HK$118,695
−HK$3,145/mo
Today · 4.125%
HK$121,840
baseline
▲ 0.50% · 4.625%
HK$128,262
+HK$6,422/mo
Deposit HK$22.78M · loan HK$22.78M · min. income ≈ HK$243,680/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$1,936,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,687
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$128,566
−HK$3,940/mo
Today · 4.125%
HK$132,506
baseline
▲ 0.50% · 4.625%
HK$140,569
+HK$8,063/mo
Deposit HK$18.23M · loan HK$27.34M · min. income ≈ HK$265,012/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,713
−HK$7,495/mo
▼ 0.25% · 3.875%
HK$142,434
−HK$3,774/mo
Today · 4.125%
HK$146,208
baseline
▲ 0.50% · 4.625%
HK$153,915
+HK$7,707/mo
Deposit HK$18.23M · loan HK$27.34M · min. income ≈ HK$292,416/mo (50% DSR)
Upfront cash ≈ HK$20.16M (deposit + AVD stamp duty HK$1,936,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,469
−HK$9,122/mo
▼ 0.25% · 3.875%
HK$149,994
−HK$4,597/mo
Today · 4.125%
HK$154,591
baseline
▲ 0.50% · 4.625%
HK$163,997
+HK$9,406/mo
Deposit HK$13.67M · loan HK$31.90M · min. income ≈ HK$309,182/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,936,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,832
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$166,173
−HK$4,403/mo
Today · 4.125%
HK$170,576
baseline
▲ 0.50% · 4.625%
HK$179,567
+HK$8,991/mo
Deposit HK$13.67M · loan HK$31.90M · min. income ≈ HK$341,152/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,936,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,031
−HK$11,729/mo
▼ 0.25% · 3.875%
HK$192,849
−HK$5,911/mo
Today · 4.125%
HK$198,760
baseline
▲ 0.50% · 4.625%
HK$210,854
+HK$12,094/mo
Deposit HK$4.56M · loan HK$41.01M · min. income ≈ HK$397,520/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,070
−HK$11,242/mo
▼ 0.25% · 3.875%
HK$213,651
−HK$5,661/mo
Today · 4.125%
HK$219,312
baseline
▲ 0.50% · 4.625%
HK$230,872
+HK$11,560/mo
Deposit HK$4.56M · loan HK$41.01M · min. income ≈ HK$438,624/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,630 · Scale 2, in force from 26 Feb 2026)