LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,919
−HK$6,516/mo
▼ 0.25% · 3.875%
HK$107,151
−HK$3,284/mo
Today · 4.125%
HK$110,435
baseline
▲ 0.50% · 4.625%
HK$117,155
+HK$6,720/mo
Deposit HK$22.79M · loan HK$22.79M · min. income ≈ HK$220,870/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$1,936,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,608
−HK$6,246/mo
▼ 0.25% · 3.875%
HK$118,709
−HK$3,145/mo
Today · 4.125%
HK$121,854
baseline
▲ 0.50% · 4.625%
HK$128,277
+HK$6,423/mo
Deposit HK$22.79M · loan HK$22.79M · min. income ≈ HK$243,708/mo (50% DSR)
Upfront cash ≈ HK$24.72M (deposit + AVD stamp duty HK$1,936,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,702
−HK$7,820/mo
▼ 0.25% · 3.875%
HK$128,581
−HK$3,941/mo
Today · 4.125%
HK$132,522
baseline
▲ 0.50% · 4.625%
HK$140,586
+HK$8,064/mo
Deposit HK$18.23M · loan HK$27.34M · min. income ≈ HK$265,044/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,936,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,730
−HK$7,495/mo
▼ 0.25% · 3.875%
HK$142,451
−HK$3,774/mo
Today · 4.125%
HK$146,225
baseline
▲ 0.50% · 4.625%
HK$153,933
+HK$7,708/mo
Deposit HK$18.23M · loan HK$27.34M · min. income ≈ HK$292,450/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,936,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,486
−HK$9,123/mo
▼ 0.25% · 3.875%
HK$150,011
−HK$4,598/mo
Today · 4.125%
HK$154,609
baseline
▲ 0.50% · 4.625%
HK$164,017
+HK$9,408/mo
Deposit HK$13.67M · loan HK$31.90M · min. income ≈ HK$309,218/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,936,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,852
−HK$8,744/mo
▼ 0.25% · 3.875%
HK$166,192
−HK$4,404/mo
Today · 4.125%
HK$170,596
baseline
▲ 0.50% · 4.625%
HK$179,588
+HK$8,992/mo
Deposit HK$13.67M · loan HK$31.90M · min. income ≈ HK$341,192/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,936,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,053
−HK$11,730/mo
▼ 0.25% · 3.875%
HK$192,872
−HK$5,911/mo
Today · 4.125%
HK$198,783
baseline
▲ 0.50% · 4.625%
HK$210,879
+HK$12,096/mo
Deposit HK$4.56M · loan HK$41.02M · min. income ≈ HK$397,566/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,095
−HK$11,243/mo
▼ 0.25% · 3.875%
HK$213,676
−HK$5,662/mo
Today · 4.125%
HK$219,338
baseline
▲ 0.50% · 4.625%
HK$230,899
+HK$11,561/mo
Deposit HK$4.56M · loan HK$41.02M · min. income ≈ HK$438,676/mo (50% DSR)
Upfront cash ≈ HK$6.49M (deposit + AVD stamp duty HK$1,936,860 · Scale 2, in force from 26 Feb 2026)