LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,937
−HK$6,517/mo
▼ 0.25% · 3.875%
HK$107,170
−HK$3,284/mo
Today · 4.125%
HK$110,454
baseline
▲ 0.50% · 4.625%
HK$117,175
+HK$6,721/mo
Deposit HK$22.79M · loan HK$22.79M · min. income ≈ HK$220,908/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$1,937,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,628
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$118,729
−HK$3,146/mo
Today · 4.125%
HK$121,875
baseline
▲ 0.50% · 4.625%
HK$128,300
+HK$6,425/mo
Deposit HK$22.79M · loan HK$22.79M · min. income ≈ HK$243,750/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$1,937,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,724
−HK$7,821/mo
▼ 0.25% · 3.875%
HK$128,603
−HK$3,942/mo
Today · 4.125%
HK$132,545
baseline
▲ 0.50% · 4.625%
HK$140,610
+HK$8,065/mo
Deposit HK$18.23M · loan HK$27.35M · min. income ≈ HK$265,090/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,937,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,754
−HK$7,496/mo
▼ 0.25% · 3.875%
HK$142,475
−HK$3,775/mo
Today · 4.125%
HK$146,250
baseline
▲ 0.50% · 4.625%
HK$153,960
+HK$7,710/mo
Deposit HK$18.23M · loan HK$27.35M · min. income ≈ HK$292,500/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,937,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,511
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$150,037
−HK$4,599/mo
Today · 4.125%
HK$154,636
baseline
▲ 0.50% · 4.625%
HK$164,045
+HK$9,409/mo
Deposit HK$13.67M · loan HK$31.91M · min. income ≈ HK$309,272/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,937,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,880
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$166,221
−HK$4,405/mo
Today · 4.125%
HK$170,626
baseline
▲ 0.50% · 4.625%
HK$179,619
+HK$8,993/mo
Deposit HK$13.67M · loan HK$31.91M · min. income ≈ HK$341,252/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,937,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,086
−HK$11,732/mo
▼ 0.25% · 3.875%
HK$192,905
−HK$5,913/mo
Today · 4.125%
HK$198,818
baseline
▲ 0.50% · 4.625%
HK$210,915
+HK$12,097/mo
Deposit HK$4.56M · loan HK$41.02M · min. income ≈ HK$397,636/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,937,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,131
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$213,713
−HK$5,663/mo
Today · 4.125%
HK$219,376
baseline
▲ 0.50% · 4.625%
HK$230,939
+HK$11,563/mo
Deposit HK$4.56M · loan HK$41.02M · min. income ≈ HK$438,752/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,937,196 · Scale 2, in force from 26 Feb 2026)