LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,394
−HK$651/mo
▼ 0.25% · 3.875%
HK$10,717
−HK$328/mo
Today · 4.125%
HK$11,045
baseline
▲ 0.50% · 4.625%
HK$11,718
+HK$673/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,090/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,563
−HK$625/mo
▼ 0.25% · 3.875%
HK$11,873
−HK$315/mo
Today · 4.125%
HK$12,188
baseline
▲ 0.50% · 4.625%
HK$12,830
+HK$642/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,376/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$73,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,472
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,860
−HK$395/mo
Today · 4.125%
HK$13,255
baseline
▲ 0.50% · 4.625%
HK$14,061
+HK$806/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$26,510/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,875
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,248
−HK$377/mo
Today · 4.125%
HK$14,625
baseline
▲ 0.50% · 4.625%
HK$15,396
+HK$771/mo
Deposit HK$1.82M · loan HK$2.73M · min. income ≈ HK$29,250/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,551
−HK$913/mo
▼ 0.25% · 3.875%
HK$15,004
−HK$460/mo
Today · 4.125%
HK$15,464
baseline
▲ 0.50% · 4.625%
HK$16,405
+HK$941/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,928/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,188
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,622
−HK$441/mo
Today · 4.125%
HK$17,063
baseline
▲ 0.50% · 4.625%
HK$17,962
+HK$899/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,126/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,709
−HK$1,173/mo
▼ 0.25% · 3.875%
HK$19,291
−HK$591/mo
Today · 4.125%
HK$19,882
baseline
▲ 0.50% · 4.625%
HK$21,092
+HK$1,210/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$39,764/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,813
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,371
−HK$567/mo
Today · 4.125%
HK$21,938
baseline
▲ 0.50% · 4.625%
HK$23,094
+HK$1,156/mo
Deposit HK$456K · loan HK$4.10M · min. income ≈ HK$43,876/mo (50% DSR)
Upfront cash ≈ HK$529K (deposit + AVD stamp duty HK$73,312 · Scale 2, in force from 26 Feb 2026)