LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,940
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$107,173
−HK$3,285/mo
Today · 4.125%
HK$110,458
baseline
▲ 0.50% · 4.625%
HK$117,179
+HK$6,721/mo
Deposit HK$22.79M · loan HK$22.79M · min. income ≈ HK$220,916/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$1,937,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,632
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$118,733
−HK$3,146/mo
Today · 4.125%
HK$121,879
baseline
▲ 0.50% · 4.625%
HK$128,304
+HK$6,425/mo
Deposit HK$22.79M · loan HK$22.79M · min. income ≈ HK$243,758/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$1,937,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,728
−HK$7,821/mo
▼ 0.25% · 3.875%
HK$128,608
−HK$3,941/mo
Today · 4.125%
HK$132,549
baseline
▲ 0.50% · 4.625%
HK$140,615
+HK$8,066/mo
Deposit HK$18.23M · loan HK$27.35M · min. income ≈ HK$265,098/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,937,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,758
−HK$7,497/mo
▼ 0.25% · 3.875%
HK$142,480
−HK$3,775/mo
Today · 4.125%
HK$146,255
baseline
▲ 0.50% · 4.625%
HK$153,964
+HK$7,709/mo
Deposit HK$18.23M · loan HK$27.35M · min. income ≈ HK$292,510/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,937,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,516
−HK$9,125/mo
▼ 0.25% · 3.875%
HK$150,042
−HK$4,599/mo
Today · 4.125%
HK$154,641
baseline
▲ 0.50% · 4.625%
HK$164,050
+HK$9,409/mo
Deposit HK$13.67M · loan HK$31.91M · min. income ≈ HK$309,282/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,937,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,885
−HK$8,746/mo
▼ 0.25% · 3.875%
HK$166,227
−HK$4,404/mo
Today · 4.125%
HK$170,631
baseline
▲ 0.50% · 4.625%
HK$179,625
+HK$8,994/mo
Deposit HK$13.67M · loan HK$31.91M · min. income ≈ HK$341,262/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,937,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,092
−HK$11,732/mo
▼ 0.25% · 3.875%
HK$192,911
−HK$5,913/mo
Today · 4.125%
HK$198,824
baseline
▲ 0.50% · 4.625%
HK$210,922
+HK$12,098/mo
Deposit HK$4.56M · loan HK$41.02M · min. income ≈ HK$397,648/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,937,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,138
−HK$11,245/mo
▼ 0.25% · 3.875%
HK$213,720
−HK$5,663/mo
Today · 4.125%
HK$219,383
baseline
▲ 0.50% · 4.625%
HK$230,947
+HK$11,564/mo
Deposit HK$4.56M · loan HK$41.02M · min. income ≈ HK$438,766/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,937,258 · Scale 2, in force from 26 Feb 2026)