LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,954
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$107,187
−HK$3,285/mo
Today · 4.125%
HK$110,472
baseline
▲ 0.50% · 4.625%
HK$117,194
+HK$6,722/mo
Deposit HK$22.79M · loan HK$22.79M · min. income ≈ HK$220,944/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$1,937,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,647
−HK$6,248/mo
▼ 0.25% · 3.875%
HK$118,749
−HK$3,146/mo
Today · 4.125%
HK$121,895
baseline
▲ 0.50% · 4.625%
HK$128,321
+HK$6,426/mo
Deposit HK$22.79M · loan HK$22.79M · min. income ≈ HK$243,790/mo (50% DSR)
Upfront cash ≈ HK$24.73M (deposit + AVD stamp duty HK$1,937,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,744
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$128,624
−HK$3,943/mo
Today · 4.125%
HK$132,567
baseline
▲ 0.50% · 4.625%
HK$140,633
+HK$8,066/mo
Deposit HK$18.24M · loan HK$27.35M · min. income ≈ HK$265,134/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,937,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,777
−HK$7,497/mo
▼ 0.25% · 3.875%
HK$142,499
−HK$3,775/mo
Today · 4.125%
HK$146,274
baseline
▲ 0.50% · 4.625%
HK$153,985
+HK$7,711/mo
Deposit HK$18.24M · loan HK$27.35M · min. income ≈ HK$292,548/mo (50% DSR)
Upfront cash ≈ HK$20.17M (deposit + AVD stamp duty HK$1,937,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,535
−HK$9,126/mo
▼ 0.25% · 3.875%
HK$150,062
−HK$4,599/mo
Today · 4.125%
HK$154,661
baseline
▲ 0.50% · 4.625%
HK$164,072
+HK$9,411/mo
Deposit HK$13.68M · loan HK$31.91M · min. income ≈ HK$309,322/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,937,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,906
−HK$8,747/mo
▼ 0.25% · 3.875%
HK$166,248
−HK$4,405/mo
Today · 4.125%
HK$170,653
baseline
▲ 0.50% · 4.625%
HK$179,649
+HK$8,996/mo
Deposit HK$13.68M · loan HK$31.91M · min. income ≈ HK$341,306/mo (50% DSR)
Upfront cash ≈ HK$15.61M (deposit + AVD stamp duty HK$1,937,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,116
−HK$11,734/mo
▼ 0.25% · 3.875%
HK$192,937
−HK$5,913/mo
Today · 4.125%
HK$198,850
baseline
▲ 0.50% · 4.625%
HK$210,950
+HK$12,100/mo
Deposit HK$4.56M · loan HK$41.03M · min. income ≈ HK$397,700/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,937,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,165
−HK$11,247/mo
▼ 0.25% · 3.875%
HK$213,748
−HK$5,664/mo
Today · 4.125%
HK$219,412
baseline
▲ 0.50% · 4.625%
HK$230,977
+HK$11,565/mo
Deposit HK$4.56M · loan HK$41.03M · min. income ≈ HK$438,824/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,937,512 · Scale 2, in force from 26 Feb 2026)