LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,969
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,203
−HK$3,286/mo
Today · 4.125%
HK$110,489
baseline
▲ 0.50% · 4.625%
HK$117,212
+HK$6,723/mo
Deposit HK$22.80M · loan HK$22.80M · min. income ≈ HK$220,978/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$1,937,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,664
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,766
−HK$3,147/mo
Today · 4.125%
HK$121,913
baseline
▲ 0.50% · 4.625%
HK$128,340
+HK$6,427/mo
Deposit HK$22.80M · loan HK$22.80M · min. income ≈ HK$243,826/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$1,937,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,763
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$128,643
−HK$3,943/mo
Today · 4.125%
HK$132,586
baseline
▲ 0.50% · 4.625%
HK$140,654
+HK$8,068/mo
Deposit HK$18.24M · loan HK$27.36M · min. income ≈ HK$265,172/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,937,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,797
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$142,520
−HK$3,776/mo
Today · 4.125%
HK$146,296
baseline
▲ 0.50% · 4.625%
HK$154,007
+HK$7,711/mo
Deposit HK$18.24M · loan HK$27.36M · min. income ≈ HK$292,592/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,937,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,556
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$150,084
−HK$4,600/mo
Today · 4.125%
HK$154,684
baseline
▲ 0.50% · 4.625%
HK$164,096
+HK$9,412/mo
Deposit HK$13.68M · loan HK$31.92M · min. income ≈ HK$309,368/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,937,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,930
−HK$8,749/mo
▼ 0.25% · 3.875%
HK$166,273
−HK$4,406/mo
Today · 4.125%
HK$170,679
baseline
▲ 0.50% · 4.625%
HK$179,675
+HK$8,996/mo
Deposit HK$13.68M · loan HK$31.92M · min. income ≈ HK$341,358/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,937,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,144
−HK$11,736/mo
▼ 0.25% · 3.875%
HK$192,965
−HK$5,915/mo
Today · 4.125%
HK$198,880
baseline
▲ 0.50% · 4.625%
HK$210,981
+HK$12,101/mo
Deposit HK$4.56M · loan HK$41.04M · min. income ≈ HK$397,760/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,937,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,196
−HK$11,248/mo
▼ 0.25% · 3.875%
HK$213,779
−HK$5,665/mo
Today · 4.125%
HK$219,444
baseline
▲ 0.50% · 4.625%
HK$231,011
+HK$11,567/mo
Deposit HK$4.56M · loan HK$41.04M · min. income ≈ HK$438,888/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,937,799 · Scale 2, in force from 26 Feb 2026)