LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,981
−HK$6,521/mo
▼ 0.25% · 3.875%
HK$107,216
−HK$3,286/mo
Today · 4.125%
HK$110,502
baseline
▲ 0.50% · 4.625%
HK$117,226
+HK$6,724/mo
Deposit HK$22.80M · loan HK$22.80M · min. income ≈ HK$221,004/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$1,938,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,678
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$118,780
−HK$3,148/mo
Today · 4.125%
HK$121,928
baseline
▲ 0.50% · 4.625%
HK$128,355
+HK$6,427/mo
Deposit HK$22.80M · loan HK$22.80M · min. income ≈ HK$243,856/mo (50% DSR)
Upfront cash ≈ HK$24.74M (deposit + AVD stamp duty HK$1,938,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,777
−HK$7,825/mo
▼ 0.25% · 3.875%
HK$128,659
−HK$3,943/mo
Today · 4.125%
HK$132,602
baseline
▲ 0.50% · 4.625%
HK$140,671
+HK$8,069/mo
Deposit HK$18.24M · loan HK$27.36M · min. income ≈ HK$265,204/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,938,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,814
−HK$7,499/mo
▼ 0.25% · 3.875%
HK$142,537
−HK$3,776/mo
Today · 4.125%
HK$146,313
baseline
▲ 0.50% · 4.625%
HK$154,026
+HK$7,713/mo
Deposit HK$18.24M · loan HK$27.36M · min. income ≈ HK$292,626/mo (50% DSR)
Upfront cash ≈ HK$20.18M (deposit + AVD stamp duty HK$1,938,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,574
−HK$9,128/mo
▼ 0.25% · 3.875%
HK$150,102
−HK$4,600/mo
Today · 4.125%
HK$154,702
baseline
▲ 0.50% · 4.625%
HK$164,116
+HK$9,414/mo
Deposit HK$13.68M · loan HK$31.92M · min. income ≈ HK$309,404/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,938,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$161,949
−HK$8,750/mo
▼ 0.25% · 3.875%
HK$166,293
−HK$4,406/mo
Today · 4.125%
HK$170,699
baseline
▲ 0.50% · 4.625%
HK$179,697
+HK$8,998/mo
Deposit HK$13.68M · loan HK$31.92M · min. income ≈ HK$341,398/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,938,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,166
−HK$11,737/mo
▼ 0.25% · 3.875%
HK$192,988
−HK$5,915/mo
Today · 4.125%
HK$198,903
baseline
▲ 0.50% · 4.625%
HK$211,006
+HK$12,103/mo
Deposit HK$4.56M · loan HK$41.04M · min. income ≈ HK$397,806/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,938,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,220
−HK$11,250/mo
▼ 0.25% · 3.875%
HK$213,805
−HK$5,665/mo
Today · 4.125%
HK$219,470
baseline
▲ 0.50% · 4.625%
HK$231,039
+HK$11,569/mo
Deposit HK$4.56M · loan HK$41.04M · min. income ≈ HK$438,940/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,938,028 · Scale 2, in force from 26 Feb 2026)