LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,024
−HK$6,524/mo
▼ 0.25% · 3.875%
HK$107,260
−HK$3,288/mo
Today · 4.125%
HK$110,548
baseline
▲ 0.50% · 4.625%
HK$117,274
+HK$6,726/mo
Deposit HK$22.81M · loan HK$22.81M · min. income ≈ HK$221,096/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$1,938,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,726
−HK$6,252/mo
▼ 0.25% · 3.875%
HK$118,830
−HK$3,148/mo
Today · 4.125%
HK$121,978
baseline
▲ 0.50% · 4.625%
HK$128,408
+HK$6,430/mo
Deposit HK$22.81M · loan HK$22.81M · min. income ≈ HK$243,956/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$1,938,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,829
−HK$7,828/mo
▼ 0.25% · 3.875%
HK$128,712
−HK$3,945/mo
Today · 4.125%
HK$132,657
baseline
▲ 0.50% · 4.625%
HK$140,729
+HK$8,072/mo
Deposit HK$18.25M · loan HK$27.37M · min. income ≈ HK$265,314/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,938,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,871
−HK$7,503/mo
▼ 0.25% · 3.875%
HK$142,596
−HK$3,778/mo
Today · 4.125%
HK$146,374
baseline
▲ 0.50% · 4.625%
HK$154,090
+HK$7,716/mo
Deposit HK$18.25M · loan HK$27.37M · min. income ≈ HK$292,748/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,938,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,634
−HK$9,133/mo
▼ 0.25% · 3.875%
HK$150,164
−HK$4,603/mo
Today · 4.125%
HK$154,767
baseline
▲ 0.50% · 4.625%
HK$164,184
+HK$9,417/mo
Deposit HK$13.69M · loan HK$31.93M · min. income ≈ HK$309,534/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,938,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,016
−HK$8,754/mo
▼ 0.25% · 3.875%
HK$166,362
−HK$4,408/mo
Today · 4.125%
HK$170,770
baseline
▲ 0.50% · 4.625%
HK$179,771
+HK$9,001/mo
Deposit HK$13.69M · loan HK$31.93M · min. income ≈ HK$341,540/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,938,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,244
−HK$11,742/mo
▼ 0.25% · 3.875%
HK$193,068
−HK$5,918/mo
Today · 4.125%
HK$198,986
baseline
▲ 0.50% · 4.625%
HK$211,093
+HK$12,107/mo
Deposit HK$4.56M · loan HK$41.06M · min. income ≈ HK$397,972/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,938,833 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,307
−HK$11,254/mo
▼ 0.25% · 3.875%
HK$213,894
−HK$5,667/mo
Today · 4.125%
HK$219,561
baseline
▲ 0.50% · 4.625%
HK$231,134
+HK$11,573/mo
Deposit HK$4.56M · loan HK$41.06M · min. income ≈ HK$439,122/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,938,833 · Scale 2, in force from 26 Feb 2026)