LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,404
−HK$653/mo
▼ 0.25% · 3.875%
HK$10,728
−HK$329/mo
Today · 4.125%
HK$11,057
baseline
▲ 0.50% · 4.625%
HK$11,730
+HK$673/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,114/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$73,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,575
−HK$625/mo
▼ 0.25% · 3.875%
HK$11,885
−HK$315/mo
Today · 4.125%
HK$12,200
baseline
▲ 0.50% · 4.625%
HK$12,843
+HK$643/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,400/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$73,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,485
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,874
−HK$394/mo
Today · 4.125%
HK$13,268
baseline
▲ 0.50% · 4.625%
HK$14,076
+HK$808/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,536/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,890
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,262
−HK$378/mo
Today · 4.125%
HK$14,640
baseline
▲ 0.50% · 4.625%
HK$15,412
+HK$772/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,280/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,566
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,019
−HK$461/mo
Today · 4.125%
HK$15,480
baseline
▲ 0.50% · 4.625%
HK$16,421
+HK$941/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,960/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,205
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,639
−HK$441/mo
Today · 4.125%
HK$17,080
baseline
▲ 0.50% · 4.625%
HK$17,981
+HK$901/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,160/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,728
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,310
−HK$592/mo
Today · 4.125%
HK$19,902
baseline
▲ 0.50% · 4.625%
HK$21,113
+HK$1,211/mo
Deposit HK$456K · loan HK$4.11M · min. income ≈ HK$39,804/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$73,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,835
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,393
−HK$567/mo
Today · 4.125%
HK$21,960
baseline
▲ 0.50% · 4.625%
HK$23,118
+HK$1,158/mo
Deposit HK$456K · loan HK$4.11M · min. income ≈ HK$43,920/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$73,782 · Scale 2, in force from 26 Feb 2026)