LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,045
−HK$6,524/mo
▼ 0.25% · 3.875%
HK$107,281
−HK$3,288/mo
Today · 4.125%
HK$110,569
baseline
▲ 0.50% · 4.625%
HK$117,297
+HK$6,728/mo
Deposit HK$22.81M · loan HK$22.81M · min. income ≈ HK$221,138/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$1,939,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,749
−HK$6,253/mo
▼ 0.25% · 3.875%
HK$118,853
−HK$3,149/mo
Today · 4.125%
HK$122,002
baseline
▲ 0.50% · 4.625%
HK$128,433
+HK$6,431/mo
Deposit HK$22.81M · loan HK$22.81M · min. income ≈ HK$244,004/mo (50% DSR)
Upfront cash ≈ HK$24.75M (deposit + AVD stamp duty HK$1,939,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,854
−HK$7,829/mo
▼ 0.25% · 3.875%
HK$128,738
−HK$3,945/mo
Today · 4.125%
HK$132,683
baseline
▲ 0.50% · 4.625%
HK$140,757
+HK$8,074/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$265,366/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,899
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$142,624
−HK$3,779/mo
Today · 4.125%
HK$146,403
baseline
▲ 0.50% · 4.625%
HK$154,120
+HK$7,717/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$292,806/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,663
−HK$9,134/mo
▼ 0.25% · 3.875%
HK$150,194
−HK$4,603/mo
Today · 4.125%
HK$154,797
baseline
▲ 0.50% · 4.625%
HK$164,216
+HK$9,419/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$309,594/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,048
−HK$8,755/mo
▼ 0.25% · 3.875%
HK$166,394
−HK$4,409/mo
Today · 4.125%
HK$170,803
baseline
▲ 0.50% · 4.625%
HK$179,807
+HK$9,004/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$341,606/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,281
−HK$11,744/mo
▼ 0.25% · 3.875%
HK$193,106
−HK$5,919/mo
Today · 4.125%
HK$199,025
baseline
▲ 0.50% · 4.625%
HK$211,135
+HK$12,110/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$398,050/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,348
−HK$11,256/mo
▼ 0.25% · 3.875%
HK$213,936
−HK$5,668/mo
Today · 4.125%
HK$219,604
baseline
▲ 0.50% · 4.625%
HK$231,180
+HK$11,576/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$439,208/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,215 · Scale 2, in force from 26 Feb 2026)