LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,405
−HK$652/mo
▼ 0.25% · 3.875%
HK$10,729
−HK$328/mo
Today · 4.125%
HK$11,057
baseline
▲ 0.50% · 4.625%
HK$11,730
+HK$673/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,114/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$73,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,575
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,886
−HK$315/mo
Today · 4.125%
HK$12,201
baseline
▲ 0.50% · 4.625%
HK$12,844
+HK$643/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,402/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$73,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,486
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,874
−HK$395/mo
Today · 4.125%
HK$13,269
baseline
▲ 0.50% · 4.625%
HK$14,076
+HK$807/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,538/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,891
−HK$750/mo
▼ 0.25% · 3.875%
HK$14,263
−HK$378/mo
Today · 4.125%
HK$14,641
baseline
▲ 0.50% · 4.625%
HK$15,413
+HK$772/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,282/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$73,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,567
−HK$913/mo
▼ 0.25% · 3.875%
HK$15,020
−HK$460/mo
Today · 4.125%
HK$15,480
baseline
▲ 0.50% · 4.625%
HK$16,422
+HK$942/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$30,960/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,206
−HK$875/mo
▼ 0.25% · 3.875%
HK$16,640
−HK$441/mo
Today · 4.125%
HK$17,081
baseline
▲ 0.50% · 4.625%
HK$17,982
+HK$901/mo
Deposit HK$1.37M · loan HK$3.19M · min. income ≈ HK$34,162/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$73,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,729
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$19,312
−HK$591/mo
Today · 4.125%
HK$19,903
baseline
▲ 0.50% · 4.625%
HK$21,115
+HK$1,212/mo
Deposit HK$456K · loan HK$4.11M · min. income ≈ HK$39,806/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$73,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,836
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$21,395
−HK$566/mo
Today · 4.125%
HK$21,961
baseline
▲ 0.50% · 4.625%
HK$23,119
+HK$1,158/mo
Deposit HK$456K · loan HK$4.11M · min. income ≈ HK$43,922/mo (50% DSR)
Upfront cash ≈ HK$530K (deposit + AVD stamp duty HK$73,808 · Scale 2, in force from 26 Feb 2026)