LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,052
−HK$6,525/mo
▼ 0.25% · 3.875%
HK$107,288
−HK$3,289/mo
Today · 4.125%
HK$110,577
baseline
▲ 0.50% · 4.625%
HK$117,305
+HK$6,728/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$221,154/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,757
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$118,861
−HK$3,150/mo
Today · 4.125%
HK$122,011
baseline
▲ 0.50% · 4.625%
HK$128,442
+HK$6,431/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$244,022/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,862
−HK$7,830/mo
▼ 0.25% · 3.875%
HK$128,746
−HK$3,946/mo
Today · 4.125%
HK$132,692
baseline
▲ 0.50% · 4.625%
HK$140,766
+HK$8,074/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$265,384/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,908
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$142,633
−HK$3,780/mo
Today · 4.125%
HK$146,413
baseline
▲ 0.50% · 4.625%
HK$154,130
+HK$7,717/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$292,826/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,672
−HK$9,135/mo
▼ 0.25% · 3.875%
HK$150,204
−HK$4,603/mo
Today · 4.125%
HK$154,807
baseline
▲ 0.50% · 4.625%
HK$164,227
+HK$9,420/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$309,614/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,059
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$166,406
−HK$4,409/mo
Today · 4.125%
HK$170,815
baseline
▲ 0.50% · 4.625%
HK$179,819
+HK$9,004/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$341,630/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,293
−HK$11,745/mo
▼ 0.25% · 3.875%
HK$193,119
−HK$5,919/mo
Today · 4.125%
HK$199,038
baseline
▲ 0.50% · 4.625%
HK$211,149
+HK$12,111/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$398,076/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,362
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$213,950
−HK$5,669/mo
Today · 4.125%
HK$219,619
baseline
▲ 0.50% · 4.625%
HK$231,195
+HK$11,576/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$439,238/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,344 · Scale 2, in force from 26 Feb 2026)