LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,053
−HK$6,525/mo
▼ 0.25% · 3.875%
HK$107,290
−HK$3,288/mo
Today · 4.125%
HK$110,578
baseline
▲ 0.50% · 4.625%
HK$117,307
+HK$6,729/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$221,156/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,758
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$118,863
−HK$3,149/mo
Today · 4.125%
HK$122,012
baseline
▲ 0.50% · 4.625%
HK$128,444
+HK$6,432/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$244,024/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,864
−HK$7,830/mo
▼ 0.25% · 3.875%
HK$128,748
−HK$3,946/mo
Today · 4.125%
HK$132,694
baseline
▲ 0.50% · 4.625%
HK$140,768
+HK$8,074/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$265,388/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,910
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$142,635
−HK$3,780/mo
Today · 4.125%
HK$146,415
baseline
▲ 0.50% · 4.625%
HK$154,132
+HK$7,717/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$292,830/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,675
−HK$9,135/mo
▼ 0.25% · 3.875%
HK$150,206
−HK$4,604/mo
Today · 4.125%
HK$154,810
baseline
▲ 0.50% · 4.625%
HK$164,229
+HK$9,419/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$309,620/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,061
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$166,408
−HK$4,409/mo
Today · 4.125%
HK$170,817
baseline
▲ 0.50% · 4.625%
HK$179,821
+HK$9,004/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$341,634/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,296
−HK$11,745/mo
▼ 0.25% · 3.875%
HK$193,122
−HK$5,919/mo
Today · 4.125%
HK$199,041
baseline
▲ 0.50% · 4.625%
HK$211,152
+HK$12,111/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$398,082/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,365
−HK$11,257/mo
▼ 0.25% · 3.875%
HK$213,953
−HK$5,669/mo
Today · 4.125%
HK$219,622
baseline
▲ 0.50% · 4.625%
HK$231,199
+HK$11,577/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$439,244/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,371 · Scale 2, in force from 26 Feb 2026)