LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,058
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$107,295
−HK$3,289/mo
Today · 4.125%
HK$110,584
baseline
▲ 0.50% · 4.625%
HK$117,313
+HK$6,729/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$221,168/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,764
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$118,869
−HK$3,149/mo
Today · 4.125%
HK$122,018
baseline
▲ 0.50% · 4.625%
HK$128,450
+HK$6,432/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$244,036/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,870
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$128,754
−HK$3,947/mo
Today · 4.125%
HK$132,701
baseline
▲ 0.50% · 4.625%
HK$140,775
+HK$8,074/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$265,402/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,917
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$142,643
−HK$3,779/mo
Today · 4.125%
HK$146,422
baseline
▲ 0.50% · 4.625%
HK$154,140
+HK$7,718/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$292,844/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,682
−HK$9,135/mo
▼ 0.25% · 3.875%
HK$150,213
−HK$4,604/mo
Today · 4.125%
HK$154,817
baseline
▲ 0.50% · 4.625%
HK$164,238
+HK$9,421/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$309,634/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,070
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$166,416
−HK$4,410/mo
Today · 4.125%
HK$170,826
baseline
▲ 0.50% · 4.625%
HK$179,830
+HK$9,004/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$341,652/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,305
−HK$11,746/mo
▼ 0.25% · 3.875%
HK$193,132
−HK$5,919/mo
Today · 4.125%
HK$199,051
baseline
▲ 0.50% · 4.625%
HK$211,163
+HK$12,112/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$398,102/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,375
−HK$11,258/mo
▼ 0.25% · 3.875%
HK$213,964
−HK$5,669/mo
Today · 4.125%
HK$219,633
baseline
▲ 0.50% · 4.625%
HK$231,210
+HK$11,577/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$439,266/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,469 · Scale 2, in force from 26 Feb 2026)