LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,061
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$107,298
−HK$3,289/mo
Today · 4.125%
HK$110,587
baseline
▲ 0.50% · 4.625%
HK$117,316
+HK$6,729/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$221,174/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,767
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$118,872
−HK$3,149/mo
Today · 4.125%
HK$122,021
baseline
▲ 0.50% · 4.625%
HK$128,453
+HK$6,432/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$244,042/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,873
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$128,758
−HK$3,946/mo
Today · 4.125%
HK$132,704
baseline
▲ 0.50% · 4.625%
HK$140,779
+HK$8,075/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$265,408/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,920
−HK$7,506/mo
▼ 0.25% · 3.875%
HK$142,646
−HK$3,780/mo
Today · 4.125%
HK$146,426
baseline
▲ 0.50% · 4.625%
HK$154,144
+HK$7,718/mo
Deposit HK$18.25M · loan HK$27.38M · min. income ≈ HK$292,852/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$1,939,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,686
−HK$9,135/mo
▼ 0.25% · 3.875%
HK$150,217
−HK$4,604/mo
Today · 4.125%
HK$154,821
baseline
▲ 0.50% · 4.625%
HK$164,242
+HK$9,421/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$309,642/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,074
−HK$8,756/mo
▼ 0.25% · 3.875%
HK$166,420
−HK$4,410/mo
Today · 4.125%
HK$170,830
baseline
▲ 0.50% · 4.625%
HK$179,835
+HK$9,005/mo
Deposit HK$13.69M · loan HK$31.94M · min. income ≈ HK$341,660/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,310
−HK$11,746/mo
▼ 0.25% · 3.875%
HK$193,136
−HK$5,920/mo
Today · 4.125%
HK$199,056
baseline
▲ 0.50% · 4.625%
HK$211,168
+HK$12,112/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$398,112/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,518 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,380
−HK$11,259/mo
▼ 0.25% · 3.875%
HK$213,969
−HK$5,670/mo
Today · 4.125%
HK$219,639
baseline
▲ 0.50% · 4.625%
HK$231,216
+HK$11,577/mo
Deposit HK$4.56M · loan HK$41.07M · min. income ≈ HK$439,278/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,518 · Scale 2, in force from 26 Feb 2026)