LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,078
−HK$6,526/mo
▼ 0.25% · 3.875%
HK$107,315
−HK$3,289/mo
Today · 4.125%
HK$110,604
baseline
▲ 0.50% · 4.625%
HK$117,334
+HK$6,730/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$221,208/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,786
−HK$6,255/mo
▼ 0.25% · 3.875%
HK$118,891
−HK$3,150/mo
Today · 4.125%
HK$122,041
baseline
▲ 0.50% · 4.625%
HK$128,474
+HK$6,433/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$244,082/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,939,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,893
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$128,778
−HK$3,947/mo
Today · 4.125%
HK$132,725
baseline
▲ 0.50% · 4.625%
HK$140,801
+HK$8,076/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$265,450/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,939,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,943
−HK$7,506/mo
▼ 0.25% · 3.875%
HK$142,669
−HK$3,780/mo
Today · 4.125%
HK$146,449
baseline
▲ 0.50% · 4.625%
HK$154,169
+HK$7,720/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$292,898/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,939,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,709
−HK$9,137/mo
▼ 0.25% · 3.875%
HK$150,241
−HK$4,605/mo
Today · 4.125%
HK$154,846
baseline
▲ 0.50% · 4.625%
HK$164,268
+HK$9,422/mo
Deposit HK$13.69M · loan HK$31.95M · min. income ≈ HK$309,692/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,100
−HK$8,757/mo
▼ 0.25% · 3.875%
HK$166,447
−HK$4,410/mo
Today · 4.125%
HK$170,857
baseline
▲ 0.50% · 4.625%
HK$179,864
+HK$9,007/mo
Deposit HK$13.69M · loan HK$31.95M · min. income ≈ HK$341,714/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,939,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,340
−HK$11,748/mo
▼ 0.25% · 3.875%
HK$193,167
−HK$5,921/mo
Today · 4.125%
HK$199,088
baseline
▲ 0.50% · 4.625%
HK$211,202
+HK$12,114/mo
Deposit HK$4.56M · loan HK$41.08M · min. income ≈ HK$398,176/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,414
−HK$11,260/mo
▼ 0.25% · 3.875%
HK$214,003
−HK$5,671/mo
Today · 4.125%
HK$219,674
baseline
▲ 0.50% · 4.625%
HK$231,253
+HK$11,579/mo
Deposit HK$4.56M · loan HK$41.08M · min. income ≈ HK$439,348/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,939,829 · Scale 2, in force from 26 Feb 2026)