LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,091
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$107,329
−HK$3,289/mo
Today · 4.125%
HK$110,618
baseline
▲ 0.50% · 4.625%
HK$117,349
+HK$6,731/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$221,236/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,940,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,800
−HK$6,256/mo
▼ 0.25% · 3.875%
HK$118,906
−HK$3,150/mo
Today · 4.125%
HK$122,056
baseline
▲ 0.50% · 4.625%
HK$128,490
+HK$6,434/mo
Deposit HK$22.82M · loan HK$22.82M · min. income ≈ HK$244,112/mo (50% DSR)
Upfront cash ≈ HK$24.76M (deposit + AVD stamp duty HK$1,940,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,909
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,794
−HK$3,948/mo
Today · 4.125%
HK$132,742
baseline
▲ 0.50% · 4.625%
HK$140,819
+HK$8,077/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$265,484/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,940,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,960
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,687
−HK$3,781/mo
Today · 4.125%
HK$146,468
baseline
▲ 0.50% · 4.625%
HK$154,188
+HK$7,720/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$292,936/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,940,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,727
−HK$9,138/mo
▼ 0.25% · 3.875%
HK$150,260
−HK$4,605/mo
Today · 4.125%
HK$154,865
baseline
▲ 0.50% · 4.625%
HK$164,289
+HK$9,424/mo
Deposit HK$13.69M · loan HK$31.95M · min. income ≈ HK$309,730/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,940,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,120
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$166,468
−HK$4,411/mo
Today · 4.125%
HK$170,879
baseline
▲ 0.50% · 4.625%
HK$179,886
+HK$9,007/mo
Deposit HK$13.69M · loan HK$31.95M · min. income ≈ HK$341,758/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,940,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,363
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$193,192
−HK$5,921/mo
Today · 4.125%
HK$199,113
baseline
▲ 0.50% · 4.625%
HK$211,228
+HK$12,115/mo
Deposit HK$4.56M · loan HK$41.08M · min. income ≈ HK$398,226/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,940,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,440
−HK$11,261/mo
▼ 0.25% · 3.875%
HK$214,030
−HK$5,671/mo
Today · 4.125%
HK$219,701
baseline
▲ 0.50% · 4.625%
HK$231,282
+HK$11,581/mo
Deposit HK$4.56M · loan HK$41.08M · min. income ≈ HK$439,402/mo (50% DSR)
Upfront cash ≈ HK$6.50M (deposit + AVD stamp duty HK$1,940,071 · Scale 2, in force from 26 Feb 2026)