LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,096
−HK$6,528/mo
▼ 0.25% · 3.875%
HK$107,334
−HK$3,290/mo
Today · 4.125%
HK$110,624
baseline
▲ 0.50% · 4.625%
HK$117,355
+HK$6,731/mo
Deposit HK$22.83M · loan HK$22.83M · min. income ≈ HK$221,248/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$1,940,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,806
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$118,912
−HK$3,151/mo
Today · 4.125%
HK$122,063
baseline
▲ 0.50% · 4.625%
HK$128,497
+HK$6,434/mo
Deposit HK$22.83M · loan HK$22.83M · min. income ≈ HK$244,126/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$1,940,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,916
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,801
−HK$3,948/mo
Today · 4.125%
HK$132,749
baseline
▲ 0.50% · 4.625%
HK$140,826
+HK$8,077/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$265,498/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,940,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,967
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,694
−HK$3,781/mo
Today · 4.125%
HK$146,475
baseline
▲ 0.50% · 4.625%
HK$154,196
+HK$7,721/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$292,950/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,940,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,735
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$150,268
−HK$4,606/mo
Today · 4.125%
HK$154,874
baseline
▲ 0.50% · 4.625%
HK$164,297
+HK$9,423/mo
Deposit HK$13.70M · loan HK$31.96M · min. income ≈ HK$309,748/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,940,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,129
−HK$8,759/mo
▼ 0.25% · 3.875%
HK$166,477
−HK$4,411/mo
Today · 4.125%
HK$170,888
baseline
▲ 0.50% · 4.625%
HK$179,896
+HK$9,008/mo
Deposit HK$13.70M · loan HK$31.96M · min. income ≈ HK$341,776/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,940,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,373
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$193,202
−HK$5,921/mo
Today · 4.125%
HK$199,123
baseline
▲ 0.50% · 4.625%
HK$211,239
+HK$12,116/mo
Deposit HK$4.57M · loan HK$41.09M · min. income ≈ HK$398,246/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,940,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,451
−HK$11,262/mo
▼ 0.25% · 3.875%
HK$214,041
−HK$5,672/mo
Today · 4.125%
HK$219,713
baseline
▲ 0.50% · 4.625%
HK$231,294
+HK$11,581/mo
Deposit HK$4.57M · loan HK$41.09M · min. income ≈ HK$439,426/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,940,174 · Scale 2, in force from 26 Feb 2026)