LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,098
−HK$6,528/mo
▼ 0.25% · 3.875%
HK$107,336
−HK$3,290/mo
Today · 4.125%
HK$110,626
baseline
▲ 0.50% · 4.625%
HK$117,357
+HK$6,731/mo
Deposit HK$22.83M · loan HK$22.83M · min. income ≈ HK$221,252/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$1,940,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,808
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$118,914
−HK$3,151/mo
Today · 4.125%
HK$122,065
baseline
▲ 0.50% · 4.625%
HK$128,499
+HK$6,434/mo
Deposit HK$22.83M · loan HK$22.83M · min. income ≈ HK$244,130/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$1,940,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,918
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$128,803
−HK$3,948/mo
Today · 4.125%
HK$132,751
baseline
▲ 0.50% · 4.625%
HK$140,829
+HK$8,078/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$265,502/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,940,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,970
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,697
−HK$3,781/mo
Today · 4.125%
HK$146,478
baseline
▲ 0.50% · 4.625%
HK$154,199
+HK$7,721/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$292,956/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,940,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,737
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$150,271
−HK$4,605/mo
Today · 4.125%
HK$154,876
baseline
▲ 0.50% · 4.625%
HK$164,300
+HK$9,424/mo
Deposit HK$13.70M · loan HK$31.96M · min. income ≈ HK$309,752/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,940,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,131
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,480
−HK$4,411/mo
Today · 4.125%
HK$170,891
baseline
▲ 0.50% · 4.625%
HK$179,899
+HK$9,008/mo
Deposit HK$13.70M · loan HK$31.96M · min. income ≈ HK$341,782/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,940,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,377
−HK$11,750/mo
▼ 0.25% · 3.875%
HK$193,205
−HK$5,922/mo
Today · 4.125%
HK$199,127
baseline
▲ 0.50% · 4.625%
HK$211,243
+HK$12,116/mo
Deposit HK$4.57M · loan HK$41.09M · min. income ≈ HK$398,254/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,940,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,454
−HK$11,263/mo
▼ 0.25% · 3.875%
HK$214,045
−HK$5,672/mo
Today · 4.125%
HK$219,717
baseline
▲ 0.50% · 4.625%
HK$231,298
+HK$11,581/mo
Deposit HK$4.57M · loan HK$41.09M · min. income ≈ HK$439,434/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,940,207 · Scale 2, in force from 26 Feb 2026)