LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,102
−HK$6,528/mo
▼ 0.25% · 3.875%
HK$107,340
−HK$3,290/mo
Today · 4.125%
HK$110,630
baseline
▲ 0.50% · 4.625%
HK$117,362
+HK$6,732/mo
Deposit HK$22.83M · loan HK$22.83M · min. income ≈ HK$221,260/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$1,940,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,812
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$118,918
−HK$3,151/mo
Today · 4.125%
HK$122,069
baseline
▲ 0.50% · 4.625%
HK$128,504
+HK$6,435/mo
Deposit HK$22.83M · loan HK$22.83M · min. income ≈ HK$244,138/mo (50% DSR)
Upfront cash ≈ HK$24.77M (deposit + AVD stamp duty HK$1,940,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,922
−HK$7,834/mo
▼ 0.25% · 3.875%
HK$128,808
−HK$3,948/mo
Today · 4.125%
HK$132,756
baseline
▲ 0.50% · 4.625%
HK$140,834
+HK$8,078/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$265,512/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,940,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$138,975
−HK$7,508/mo
▼ 0.25% · 3.875%
HK$142,702
−HK$3,781/mo
Today · 4.125%
HK$146,483
baseline
▲ 0.50% · 4.625%
HK$154,205
+HK$7,722/mo
Deposit HK$18.26M · loan HK$27.39M · min. income ≈ HK$292,966/mo (50% DSR)
Upfront cash ≈ HK$20.20M (deposit + AVD stamp duty HK$1,940,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,743
−HK$9,139/mo
▼ 0.25% · 3.875%
HK$150,276
−HK$4,606/mo
Today · 4.125%
HK$154,882
baseline
▲ 0.50% · 4.625%
HK$164,306
+HK$9,424/mo
Deposit HK$13.70M · loan HK$31.96M · min. income ≈ HK$309,764/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,940,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,137
−HK$8,760/mo
▼ 0.25% · 3.875%
HK$166,486
−HK$4,411/mo
Today · 4.125%
HK$170,897
baseline
▲ 0.50% · 4.625%
HK$179,905
+HK$9,008/mo
Deposit HK$13.70M · loan HK$31.96M · min. income ≈ HK$341,794/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,940,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,383
−HK$11,751/mo
▼ 0.25% · 3.875%
HK$193,212
−HK$5,922/mo
Today · 4.125%
HK$199,134
baseline
▲ 0.50% · 4.625%
HK$211,251
+HK$12,117/mo
Deposit HK$4.57M · loan HK$41.09M · min. income ≈ HK$398,268/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,940,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,462
−HK$11,263/mo
▼ 0.25% · 3.875%
HK$214,053
−HK$5,672/mo
Today · 4.125%
HK$219,725
baseline
▲ 0.50% · 4.625%
HK$231,307
+HK$11,582/mo
Deposit HK$4.57M · loan HK$41.09M · min. income ≈ HK$439,450/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,940,278 · Scale 2, in force from 26 Feb 2026)