LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,412
−HK$653/mo
▼ 0.25% · 3.875%
HK$10,736
−HK$329/mo
Today · 4.125%
HK$11,065
baseline
▲ 0.50% · 4.625%
HK$11,739
+HK$674/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,130/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,584
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,894
−HK$316/mo
Today · 4.125%
HK$12,210
baseline
▲ 0.50% · 4.625%
HK$12,853
+HK$643/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,420/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,495
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,884
−HK$395/mo
Today · 4.125%
HK$13,279
baseline
▲ 0.50% · 4.625%
HK$14,086
+HK$807/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,558/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,901
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,273
−HK$379/mo
Today · 4.125%
HK$14,652
baseline
▲ 0.50% · 4.625%
HK$15,424
+HK$772/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,304/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,577
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,031
−HK$461/mo
Today · 4.125%
HK$15,492
baseline
▲ 0.50% · 4.625%
HK$16,434
+HK$942/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$30,984/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,217
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,652
−HK$441/mo
Today · 4.125%
HK$17,093
baseline
▲ 0.50% · 4.625%
HK$17,994
+HK$901/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,186/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,742
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,325
−HK$593/mo
Today · 4.125%
HK$19,918
baseline
▲ 0.50% · 4.625%
HK$21,130
+HK$1,212/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,836/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,851
−HK$1,126/mo
▼ 0.25% · 3.875%
HK$21,410
−HK$567/mo
Today · 4.125%
HK$21,977
baseline
▲ 0.50% · 4.625%
HK$23,136
+HK$1,159/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$43,954/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,137 · Scale 2, in force from 26 Feb 2026)