LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,414
−HK$653/mo
▼ 0.25% · 3.875%
HK$10,738
−HK$329/mo
Today · 4.125%
HK$11,067
baseline
▲ 0.50% · 4.625%
HK$11,741
+HK$674/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,134/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,586
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,896
−HK$316/mo
Today · 4.125%
HK$12,212
baseline
▲ 0.50% · 4.625%
HK$12,855
+HK$643/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,424/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,497
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,886
−HK$395/mo
Today · 4.125%
HK$13,281
baseline
▲ 0.50% · 4.625%
HK$14,089
+HK$808/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,562/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,903
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,276
−HK$378/mo
Today · 4.125%
HK$14,654
baseline
▲ 0.50% · 4.625%
HK$15,426
+HK$772/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,308/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,580
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,033
−HK$461/mo
Today · 4.125%
HK$15,494
baseline
▲ 0.50% · 4.625%
HK$16,437
+HK$943/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$30,988/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,220
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,655
−HK$441/mo
Today · 4.125%
HK$17,096
baseline
▲ 0.50% · 4.625%
HK$17,998
+HK$902/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,192/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,746
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$19,329
−HK$592/mo
Today · 4.125%
HK$19,921
baseline
▲ 0.50% · 4.625%
HK$21,133
+HK$1,212/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,842/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,854
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,414
−HK$567/mo
Today · 4.125%
HK$21,981
baseline
▲ 0.50% · 4.625%
HK$23,140
+HK$1,159/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$43,962/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,215 · Scale 2, in force from 26 Feb 2026)