LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,416
−HK$653/mo
▼ 0.25% · 3.875%
HK$10,740
−HK$329/mo
Today · 4.125%
HK$11,069
baseline
▲ 0.50% · 4.625%
HK$11,742
+HK$673/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,138/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,587
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,898
−HK$315/mo
Today · 4.125%
HK$12,213
baseline
▲ 0.50% · 4.625%
HK$12,857
+HK$644/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,426/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,499
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,888
−HK$395/mo
Today · 4.125%
HK$13,283
baseline
▲ 0.50% · 4.625%
HK$14,091
+HK$808/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,566/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,905
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,278
−HK$378/mo
Today · 4.125%
HK$14,656
baseline
▲ 0.50% · 4.625%
HK$15,429
+HK$773/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,312/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,582
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,036
−HK$460/mo
Today · 4.125%
HK$15,496
baseline
▲ 0.50% · 4.625%
HK$16,439
+HK$943/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$30,992/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,222
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,657
−HK$442/mo
Today · 4.125%
HK$17,099
baseline
▲ 0.50% · 4.625%
HK$18,000
+HK$901/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,198/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,748
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,331
−HK$593/mo
Today · 4.125%
HK$19,924
baseline
▲ 0.50% · 4.625%
HK$21,136
+HK$1,212/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,848/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,857
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,417
−HK$567/mo
Today · 4.125%
HK$21,984
baseline
▲ 0.50% · 4.625%
HK$23,143
+HK$1,159/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$43,968/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,279 · Scale 2, in force from 26 Feb 2026)