LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,167
−HK$6,532/mo
▼ 0.25% · 3.875%
HK$107,407
−HK$3,292/mo
Today · 4.125%
HK$110,699
baseline
▲ 0.50% · 4.625%
HK$117,434
+HK$6,735/mo
Deposit HK$22.84M · loan HK$22.84M · min. income ≈ HK$221,398/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$1,941,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,884
−HK$6,261/mo
▼ 0.25% · 3.875%
HK$118,992
−HK$3,153/mo
Today · 4.125%
HK$122,145
baseline
▲ 0.50% · 4.625%
HK$128,584
+HK$6,439/mo
Deposit HK$22.84M · loan HK$22.84M · min. income ≈ HK$244,290/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$1,941,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,000
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$128,888
−HK$3,950/mo
Today · 4.125%
HK$132,838
baseline
▲ 0.50% · 4.625%
HK$140,921
+HK$8,083/mo
Deposit HK$18.27M · loan HK$27.41M · min. income ≈ HK$265,676/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,941,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,061
−HK$7,513/mo
▼ 0.25% · 3.875%
HK$142,791
−HK$3,783/mo
Today · 4.125%
HK$146,574
baseline
▲ 0.50% · 4.625%
HK$154,300
+HK$7,726/mo
Deposit HK$18.27M · loan HK$27.41M · min. income ≈ HK$293,148/mo (50% DSR)
Upfront cash ≈ HK$20.21M (deposit + AVD stamp duty HK$1,941,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,833
−HK$9,145/mo
▼ 0.25% · 3.875%
HK$150,369
−HK$4,609/mo
Today · 4.125%
HK$154,978
baseline
▲ 0.50% · 4.625%
HK$164,408
+HK$9,430/mo
Deposit HK$13.70M · loan HK$31.98M · min. income ≈ HK$309,956/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,941,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,238
−HK$8,765/mo
▼ 0.25% · 3.875%
HK$166,589
−HK$4,414/mo
Today · 4.125%
HK$171,003
baseline
▲ 0.50% · 4.625%
HK$180,017
+HK$9,014/mo
Deposit HK$13.70M · loan HK$31.98M · min. income ≈ HK$342,006/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,941,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,500
−HK$11,758/mo
▼ 0.25% · 3.875%
HK$193,332
−HK$5,926/mo
Today · 4.125%
HK$199,258
baseline
▲ 0.50% · 4.625%
HK$211,382
+HK$12,124/mo
Deposit HK$4.57M · loan HK$41.11M · min. income ≈ HK$398,516/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,941,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,592
−HK$11,269/mo
▼ 0.25% · 3.875%
HK$214,186
−HK$5,675/mo
Today · 4.125%
HK$219,861
baseline
▲ 0.50% · 4.625%
HK$231,450
+HK$11,589/mo
Deposit HK$4.57M · loan HK$41.11M · min. income ≈ HK$439,722/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,941,484 · Scale 2, in force from 26 Feb 2026)