LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,417
−HK$653/mo
▼ 0.25% · 3.875%
HK$10,741
−HK$329/mo
Today · 4.125%
HK$11,070
baseline
▲ 0.50% · 4.625%
HK$11,744
+HK$674/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,140/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,589
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,900
−HK$315/mo
Today · 4.125%
HK$12,215
baseline
▲ 0.50% · 4.625%
HK$12,859
+HK$644/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,430/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,501
−HK$783/mo
▼ 0.25% · 3.875%
HK$12,889
−HK$395/mo
Today · 4.125%
HK$13,284
baseline
▲ 0.50% · 4.625%
HK$14,093
+HK$809/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,568/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,907
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,280
−HK$378/mo
Today · 4.125%
HK$14,658
baseline
▲ 0.50% · 4.625%
HK$15,431
+HK$773/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,316/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,584
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,038
−HK$461/mo
Today · 4.125%
HK$15,499
baseline
▲ 0.50% · 4.625%
HK$16,442
+HK$943/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$30,998/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,225
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,660
−HK$441/mo
Today · 4.125%
HK$17,101
baseline
▲ 0.50% · 4.625%
HK$18,003
+HK$902/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,202/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,751
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,334
−HK$593/mo
Today · 4.125%
HK$19,927
baseline
▲ 0.50% · 4.625%
HK$21,139
+HK$1,212/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,854/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,860
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,420
−HK$567/mo
Today · 4.125%
HK$21,987
baseline
▲ 0.50% · 4.625%
HK$23,146
+HK$1,159/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$43,974/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,342 · Scale 2, in force from 26 Feb 2026)