LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,418
−HK$653/mo
▼ 0.25% · 3.875%
HK$10,742
−HK$329/mo
Today · 4.125%
HK$11,071
baseline
▲ 0.50% · 4.625%
HK$11,744
+HK$673/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,142/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,589
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,900
−HK$316/mo
Today · 4.125%
HK$12,216
baseline
▲ 0.50% · 4.625%
HK$12,859
+HK$643/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,432/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,501
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,890
−HK$395/mo
Today · 4.125%
HK$13,285
baseline
▲ 0.50% · 4.625%
HK$14,093
+HK$808/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,570/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,907
−HK$752/mo
▼ 0.25% · 3.875%
HK$14,280
−HK$379/mo
Today · 4.125%
HK$14,659
baseline
▲ 0.50% · 4.625%
HK$15,431
+HK$772/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,318/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,585
−HK$914/mo
▼ 0.25% · 3.875%
HK$15,038
−HK$461/mo
Today · 4.125%
HK$15,499
baseline
▲ 0.50% · 4.625%
HK$16,442
+HK$943/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$30,998/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,225
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,660
−HK$442/mo
Today · 4.125%
HK$17,102
baseline
▲ 0.50% · 4.625%
HK$18,003
+HK$901/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,204/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$74,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,752
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,335
−HK$593/mo
Today · 4.125%
HK$19,928
baseline
▲ 0.50% · 4.625%
HK$21,140
+HK$1,212/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,856/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,861
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$21,420
−HK$568/mo
Today · 4.125%
HK$21,988
baseline
▲ 0.50% · 4.625%
HK$23,147
+HK$1,159/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$43,976/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,360 · Scale 2, in force from 26 Feb 2026)