LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,180
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$107,420
−HK$3,293/mo
Today · 4.125%
HK$110,713
baseline
▲ 0.50% · 4.625%
HK$117,450
+HK$6,737/mo
Deposit HK$22.84M · loan HK$22.84M · min. income ≈ HK$221,426/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$1,941,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,899
−HK$6,262/mo
▼ 0.25% · 3.875%
HK$119,007
−HK$3,154/mo
Today · 4.125%
HK$122,161
baseline
▲ 0.50% · 4.625%
HK$128,600
+HK$6,439/mo
Deposit HK$22.84M · loan HK$22.84M · min. income ≈ HK$244,322/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$1,941,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,016
−HK$7,839/mo
▼ 0.25% · 3.875%
HK$128,905
−HK$3,950/mo
Today · 4.125%
HK$132,855
baseline
▲ 0.50% · 4.625%
HK$140,939
+HK$8,084/mo
Deposit HK$18.28M · loan HK$27.41M · min. income ≈ HK$265,710/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,941,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,079
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$142,809
−HK$3,784/mo
Today · 4.125%
HK$146,593
baseline
▲ 0.50% · 4.625%
HK$154,320
+HK$7,727/mo
Deposit HK$18.28M · loan HK$27.41M · min. income ≈ HK$293,186/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,941,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,852
−HK$9,146/mo
▼ 0.25% · 3.875%
HK$150,389
−HK$4,609/mo
Today · 4.125%
HK$154,998
baseline
▲ 0.50% · 4.625%
HK$164,429
+HK$9,431/mo
Deposit HK$13.71M · loan HK$31.98M · min. income ≈ HK$309,996/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,941,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,259
−HK$8,766/mo
▼ 0.25% · 3.875%
HK$166,610
−HK$4,415/mo
Today · 4.125%
HK$171,025
baseline
▲ 0.50% · 4.625%
HK$180,040
+HK$9,015/mo
Deposit HK$13.71M · loan HK$31.98M · min. income ≈ HK$342,050/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,941,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,524
−HK$11,759/mo
▼ 0.25% · 3.875%
HK$193,357
−HK$5,926/mo
Today · 4.125%
HK$199,283
baseline
▲ 0.50% · 4.625%
HK$211,409
+HK$12,126/mo
Deposit HK$4.57M · loan HK$41.12M · min. income ≈ HK$398,566/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,941,732 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,618
−HK$11,271/mo
▼ 0.25% · 3.875%
HK$214,213
−HK$5,676/mo
Today · 4.125%
HK$219,889
baseline
▲ 0.50% · 4.625%
HK$231,480
+HK$11,591/mo
Deposit HK$4.57M · loan HK$41.12M · min. income ≈ HK$439,778/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,941,732 · Scale 2, in force from 26 Feb 2026)