LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,191
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$107,432
−HK$3,292/mo
Today · 4.125%
HK$110,724
baseline
▲ 0.50% · 4.625%
HK$117,462
+HK$6,738/mo
Deposit HK$22.85M · loan HK$22.85M · min. income ≈ HK$221,448/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$1,941,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,911
−HK$6,262/mo
▼ 0.25% · 3.875%
HK$119,020
−HK$3,153/mo
Today · 4.125%
HK$122,173
baseline
▲ 0.50% · 4.625%
HK$128,613
+HK$6,440/mo
Deposit HK$22.85M · loan HK$22.85M · min. income ≈ HK$244,346/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$1,941,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,029
−HK$7,840/mo
▼ 0.25% · 3.875%
HK$128,918
−HK$3,951/mo
Today · 4.125%
HK$132,869
baseline
▲ 0.50% · 4.625%
HK$140,954
+HK$8,085/mo
Deposit HK$18.28M · loan HK$27.42M · min. income ≈ HK$265,738/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,941,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,093
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$142,824
−HK$3,784/mo
Today · 4.125%
HK$146,608
baseline
▲ 0.50% · 4.625%
HK$154,336
+HK$7,728/mo
Deposit HK$18.28M · loan HK$27.42M · min. income ≈ HK$293,216/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,941,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,867
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$150,404
−HK$4,610/mo
Today · 4.125%
HK$155,014
baseline
▲ 0.50% · 4.625%
HK$164,446
+HK$9,432/mo
Deposit HK$13.71M · loan HK$31.98M · min. income ≈ HK$310,028/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,941,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,276
−HK$8,767/mo
▼ 0.25% · 3.875%
HK$166,628
−HK$4,415/mo
Today · 4.125%
HK$171,043
baseline
▲ 0.50% · 4.625%
HK$180,059
+HK$9,016/mo
Deposit HK$13.71M · loan HK$31.98M · min. income ≈ HK$342,086/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,941,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,543
−HK$11,761/mo
▼ 0.25% · 3.875%
HK$193,377
−HK$5,927/mo
Today · 4.125%
HK$199,304
baseline
▲ 0.50% · 4.625%
HK$211,431
+HK$12,127/mo
Deposit HK$4.57M · loan HK$41.12M · min. income ≈ HK$398,608/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,941,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,640
−HK$11,272/mo
▼ 0.25% · 3.875%
HK$214,236
−HK$5,676/mo
Today · 4.125%
HK$219,912
baseline
▲ 0.50% · 4.625%
HK$231,504
+HK$11,592/mo
Deposit HK$4.57M · loan HK$41.12M · min. income ≈ HK$439,824/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,941,934 · Scale 2, in force from 26 Feb 2026)