LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,193
−HK$6,533/mo
▼ 0.25% · 3.875%
HK$107,433
−HK$3,293/mo
Today · 4.125%
HK$110,726
baseline
▲ 0.50% · 4.625%
HK$117,464
+HK$6,738/mo
Deposit HK$22.85M · loan HK$22.85M · min. income ≈ HK$221,452/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$1,941,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,913
−HK$6,263/mo
▼ 0.25% · 3.875%
HK$119,022
−HK$3,154/mo
Today · 4.125%
HK$122,176
baseline
▲ 0.50% · 4.625%
HK$128,616
+HK$6,440/mo
Deposit HK$22.85M · loan HK$22.85M · min. income ≈ HK$244,352/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$1,941,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,031
−HK$7,841/mo
▼ 0.25% · 3.875%
HK$128,920
−HK$3,952/mo
Today · 4.125%
HK$132,872
baseline
▲ 0.50% · 4.625%
HK$140,956
+HK$8,084/mo
Deposit HK$18.28M · loan HK$27.42M · min. income ≈ HK$265,744/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,941,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,096
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$142,826
−HK$3,785/mo
Today · 4.125%
HK$146,611
baseline
▲ 0.50% · 4.625%
HK$154,339
+HK$7,728/mo
Deposit HK$18.28M · loan HK$27.42M · min. income ≈ HK$293,222/mo (50% DSR)
Upfront cash ≈ HK$20.22M (deposit + AVD stamp duty HK$1,941,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,870
−HK$9,147/mo
▼ 0.25% · 3.875%
HK$150,407
−HK$4,610/mo
Today · 4.125%
HK$155,017
baseline
▲ 0.50% · 4.625%
HK$164,449
+HK$9,432/mo
Deposit HK$13.71M · loan HK$31.99M · min. income ≈ HK$310,034/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,941,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,278
−HK$8,768/mo
▼ 0.25% · 3.875%
HK$166,631
−HK$4,415/mo
Today · 4.125%
HK$171,046
baseline
▲ 0.50% · 4.625%
HK$180,062
+HK$9,016/mo
Deposit HK$13.71M · loan HK$31.99M · min. income ≈ HK$342,092/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,941,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,547
−HK$11,760/mo
▼ 0.25% · 3.875%
HK$193,380
−HK$5,927/mo
Today · 4.125%
HK$199,307
baseline
▲ 0.50% · 4.625%
HK$211,435
+HK$12,128/mo
Deposit HK$4.57M · loan HK$41.12M · min. income ≈ HK$398,614/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,941,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,644
−HK$11,272/mo
▼ 0.25% · 3.875%
HK$214,239
−HK$5,677/mo
Today · 4.125%
HK$219,916
baseline
▲ 0.50% · 4.625%
HK$231,508
+HK$11,592/mo
Deposit HK$4.57M · loan HK$41.12M · min. income ≈ HK$439,832/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,941,967 · Scale 2, in force from 26 Feb 2026)