LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,419
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,743
−HK$330/mo
Today · 4.125%
HK$11,073
baseline
▲ 0.50% · 4.625%
HK$11,746
+HK$673/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$22,146/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,591
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,902
−HK$316/mo
Today · 4.125%
HK$12,218
baseline
▲ 0.50% · 4.625%
HK$12,862
+HK$644/mo
Deposit HK$2.28M · loan HK$2.28M · min. income ≈ HK$24,436/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,503
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,892
−HK$395/mo
Today · 4.125%
HK$13,287
baseline
▲ 0.50% · 4.625%
HK$14,096
+HK$809/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,574/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,910
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,283
−HK$378/mo
Today · 4.125%
HK$14,661
baseline
▲ 0.50% · 4.625%
HK$15,434
+HK$773/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,322/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,587
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,041
−HK$461/mo
Today · 4.125%
HK$15,502
baseline
▲ 0.50% · 4.625%
HK$16,445
+HK$943/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,004/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,228
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,663
−HK$442/mo
Today · 4.125%
HK$17,105
baseline
▲ 0.50% · 4.625%
HK$18,006
+HK$901/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,210/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,755
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,338
−HK$593/mo
Today · 4.125%
HK$19,931
baseline
▲ 0.50% · 4.625%
HK$21,144
+HK$1,213/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,862/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,864
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,424
−HK$568/mo
Today · 4.125%
HK$21,992
baseline
▲ 0.50% · 4.625%
HK$23,151
+HK$1,159/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$43,984/mo (50% DSR)
Upfront cash ≈ HK$531K (deposit + AVD stamp duty HK$74,435 · Scale 2, in force from 26 Feb 2026)