LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,422
−HK$653/mo
▼ 0.25% · 3.875%
HK$10,746
−HK$329/mo
Today · 4.125%
HK$11,075
baseline
▲ 0.50% · 4.625%
HK$11,749
+HK$674/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,150/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,594
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,905
−HK$315/mo
Today · 4.125%
HK$12,220
baseline
▲ 0.50% · 4.625%
HK$12,865
+HK$645/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,440/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,506
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,895
−HK$395/mo
Today · 4.125%
HK$13,290
baseline
▲ 0.50% · 4.625%
HK$14,099
+HK$809/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,580/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,913
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,286
−HK$378/mo
Today · 4.125%
HK$14,664
baseline
▲ 0.50% · 4.625%
HK$15,437
+HK$773/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,328/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,590
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,044
−HK$461/mo
Today · 4.125%
HK$15,505
baseline
▲ 0.50% · 4.625%
HK$16,449
+HK$944/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,010/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,232
−HK$876/mo
▼ 0.25% · 3.875%
HK$16,667
−HK$441/mo
Today · 4.125%
HK$17,108
baseline
▲ 0.50% · 4.625%
HK$18,010
+HK$902/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,216/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,759
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,342
−HK$593/mo
Today · 4.125%
HK$19,935
baseline
▲ 0.50% · 4.625%
HK$21,148
+HK$1,213/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,870/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,869
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,429
−HK$568/mo
Today · 4.125%
HK$21,997
baseline
▲ 0.50% · 4.625%
HK$23,156
+HK$1,159/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$43,994/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,538 · Scale 2, in force from 26 Feb 2026)