LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,225
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$107,467
−HK$3,294/mo
Today · 4.125%
HK$110,761
baseline
▲ 0.50% · 4.625%
HK$117,501
+HK$6,740/mo
Deposit HK$22.85M · loan HK$22.85M · min. income ≈ HK$221,522/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,949
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$119,059
−HK$3,155/mo
Today · 4.125%
HK$122,214
baseline
▲ 0.50% · 4.625%
HK$128,656
+HK$6,442/mo
Deposit HK$22.85M · loan HK$22.85M · min. income ≈ HK$244,428/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,070
−HK$7,843/mo
▼ 0.25% · 3.875%
HK$128,961
−HK$3,952/mo
Today · 4.125%
HK$132,913
baseline
▲ 0.50% · 4.625%
HK$141,001
+HK$8,088/mo
Deposit HK$18.28M · loan HK$27.42M · min. income ≈ HK$265,826/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,139
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$142,871
−HK$3,786/mo
Today · 4.125%
HK$146,657
baseline
▲ 0.50% · 4.625%
HK$154,387
+HK$7,730/mo
Deposit HK$18.28M · loan HK$27.42M · min. income ≈ HK$293,314/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,915
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$150,454
−HK$4,611/mo
Today · 4.125%
HK$155,065
baseline
▲ 0.50% · 4.625%
HK$164,501
+HK$9,436/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$310,130/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,942,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,329
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$166,683
−HK$4,416/mo
Today · 4.125%
HK$171,099
baseline
▲ 0.50% · 4.625%
HK$180,118
+HK$9,019/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$342,198/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,942,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,605
−HK$11,765/mo
▼ 0.25% · 3.875%
HK$193,441
−HK$5,929/mo
Today · 4.125%
HK$199,370
baseline
▲ 0.50% · 4.625%
HK$211,501
+HK$12,131/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$398,740/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,709
−HK$11,276/mo
▼ 0.25% · 3.875%
HK$214,306
−HK$5,679/mo
Today · 4.125%
HK$219,985
baseline
▲ 0.50% · 4.625%
HK$231,581
+HK$11,596/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$439,970/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,575 · Scale 2, in force from 26 Feb 2026)