LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,228
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$107,470
−HK$3,294/mo
Today · 4.125%
HK$110,764
baseline
▲ 0.50% · 4.625%
HK$117,504
+HK$6,740/mo
Deposit HK$22.85M · loan HK$22.85M · min. income ≈ HK$221,528/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,953
−HK$6,264/mo
▼ 0.25% · 3.875%
HK$119,063
−HK$3,154/mo
Today · 4.125%
HK$122,217
baseline
▲ 0.50% · 4.625%
HK$128,660
+HK$6,443/mo
Deposit HK$22.85M · loan HK$22.85M · min. income ≈ HK$244,434/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,074
−HK$7,843/mo
▼ 0.25% · 3.875%
HK$128,964
−HK$3,953/mo
Today · 4.125%
HK$132,917
baseline
▲ 0.50% · 4.625%
HK$141,005
+HK$8,088/mo
Deposit HK$18.28M · loan HK$27.43M · min. income ≈ HK$265,834/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,143
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$142,875
−HK$3,786/mo
Today · 4.125%
HK$146,661
baseline
▲ 0.50% · 4.625%
HK$154,392
+HK$7,731/mo
Deposit HK$18.28M · loan HK$27.43M · min. income ≈ HK$293,322/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,920
−HK$9,150/mo
▼ 0.25% · 3.875%
HK$150,458
−HK$4,612/mo
Today · 4.125%
HK$155,070
baseline
▲ 0.50% · 4.625%
HK$164,506
+HK$9,436/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$310,140/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,942,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,334
−HK$8,770/mo
▼ 0.25% · 3.875%
HK$166,688
−HK$4,416/mo
Today · 4.125%
HK$171,104
baseline
▲ 0.50% · 4.625%
HK$180,124
+HK$9,020/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$342,208/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,942,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,611
−HK$11,765/mo
▼ 0.25% · 3.875%
HK$193,447
−HK$5,929/mo
Today · 4.125%
HK$199,376
baseline
▲ 0.50% · 4.625%
HK$211,507
+HK$12,131/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$398,752/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,715
−HK$11,276/mo
▼ 0.25% · 3.875%
HK$214,313
−HK$5,678/mo
Today · 4.125%
HK$219,991
baseline
▲ 0.50% · 4.625%
HK$231,587
+HK$11,596/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$439,982/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,633 · Scale 2, in force from 26 Feb 2026)