LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,236
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$107,478
−HK$3,294/mo
Today · 4.125%
HK$110,772
baseline
▲ 0.50% · 4.625%
HK$117,513
+HK$6,741/mo
Deposit HK$22.86M · loan HK$22.86M · min. income ≈ HK$221,544/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,961
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$119,071
−HK$3,155/mo
Today · 4.125%
HK$122,226
baseline
▲ 0.50% · 4.625%
HK$128,669
+HK$6,443/mo
Deposit HK$22.86M · loan HK$22.86M · min. income ≈ HK$244,452/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,083
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$128,974
−HK$3,953/mo
Today · 4.125%
HK$132,927
baseline
▲ 0.50% · 4.625%
HK$141,015
+HK$8,088/mo
Deposit HK$18.28M · loan HK$27.43M · min. income ≈ HK$265,854/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,154
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$142,886
−HK$3,786/mo
Today · 4.125%
HK$146,672
baseline
▲ 0.50% · 4.625%
HK$154,403
+HK$7,731/mo
Deposit HK$18.28M · loan HK$27.43M · min. income ≈ HK$293,344/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,930
−HK$9,151/mo
▼ 0.25% · 3.875%
HK$150,470
−HK$4,611/mo
Today · 4.125%
HK$155,081
baseline
▲ 0.50% · 4.625%
HK$164,518
+HK$9,437/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$310,162/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,942,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,346
−HK$8,771/mo
▼ 0.25% · 3.875%
HK$166,700
−HK$4,417/mo
Today · 4.125%
HK$171,117
baseline
▲ 0.50% · 4.625%
HK$180,137
+HK$9,020/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$342,234/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,942,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,625
−HK$11,765/mo
▼ 0.25% · 3.875%
HK$193,461
−HK$5,929/mo
Today · 4.125%
HK$199,390
baseline
▲ 0.50% · 4.625%
HK$211,523
+HK$12,133/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$398,780/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,730
−HK$11,278/mo
▼ 0.25% · 3.875%
HK$214,329
−HK$5,679/mo
Today · 4.125%
HK$220,008
baseline
▲ 0.50% · 4.625%
HK$231,604
+HK$11,596/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$440,016/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,776 · Scale 2, in force from 26 Feb 2026)