LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,424
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,748
−HK$330/mo
Today · 4.125%
HK$11,078
baseline
▲ 0.50% · 4.625%
HK$11,752
+HK$674/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,156/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,597
−HK$626/mo
▼ 0.25% · 3.875%
HK$11,908
−HK$315/mo
Today · 4.125%
HK$12,223
baseline
▲ 0.50% · 4.625%
HK$12,868
+HK$645/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,446/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,509
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,898
−HK$395/mo
Today · 4.125%
HK$13,293
baseline
▲ 0.50% · 4.625%
HK$14,102
+HK$809/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,586/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,916
−HK$752/mo
▼ 0.25% · 3.875%
HK$14,289
−HK$379/mo
Today · 4.125%
HK$14,668
baseline
▲ 0.50% · 4.625%
HK$15,441
+HK$773/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,336/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,594
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,048
−HK$461/mo
Today · 4.125%
HK$15,509
baseline
▲ 0.50% · 4.625%
HK$16,453
+HK$944/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,018/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,236
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,671
−HK$442/mo
Today · 4.125%
HK$17,113
baseline
▲ 0.50% · 4.625%
HK$18,015
+HK$902/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,226/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,764
−HK$1,176/mo
▼ 0.25% · 3.875%
HK$19,347
−HK$593/mo
Today · 4.125%
HK$19,940
baseline
▲ 0.50% · 4.625%
HK$21,154
+HK$1,214/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,880/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,874
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,434
−HK$568/mo
Today · 4.125%
HK$22,002
baseline
▲ 0.50% · 4.625%
HK$23,162
+HK$1,160/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$44,004/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,651 · Scale 2, in force from 26 Feb 2026)