LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,243
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$107,486
−HK$3,294/mo
Today · 4.125%
HK$110,780
baseline
▲ 0.50% · 4.625%
HK$117,521
+HK$6,741/mo
Deposit HK$22.86M · loan HK$22.86M · min. income ≈ HK$221,560/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,970
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$119,080
−HK$3,155/mo
Today · 4.125%
HK$122,235
baseline
▲ 0.50% · 4.625%
HK$128,678
+HK$6,443/mo
Deposit HK$22.86M · loan HK$22.86M · min. income ≈ HK$244,470/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,092
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$128,983
−HK$3,953/mo
Today · 4.125%
HK$132,936
baseline
▲ 0.50% · 4.625%
HK$141,025
+HK$8,089/mo
Deposit HK$18.29M · loan HK$27.43M · min. income ≈ HK$265,872/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,163
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$142,896
−HK$3,786/mo
Today · 4.125%
HK$146,682
baseline
▲ 0.50% · 4.625%
HK$154,414
+HK$7,732/mo
Deposit HK$18.29M · loan HK$27.43M · min. income ≈ HK$293,364/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,940
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$150,480
−HK$4,612/mo
Today · 4.125%
HK$155,092
baseline
▲ 0.50% · 4.625%
HK$164,529
+HK$9,437/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$310,184/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,942,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,357
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$166,712
−HK$4,417/mo
Today · 4.125%
HK$171,129
baseline
▲ 0.50% · 4.625%
HK$180,149
+HK$9,020/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$342,258/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,942,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,638
−HK$11,766/mo
▼ 0.25% · 3.875%
HK$193,474
−HK$5,930/mo
Today · 4.125%
HK$199,404
baseline
▲ 0.50% · 4.625%
HK$211,538
+HK$12,134/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$398,808/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,745
−HK$11,278/mo
▼ 0.25% · 3.875%
HK$214,344
−HK$5,679/mo
Today · 4.125%
HK$220,023
baseline
▲ 0.50% · 4.625%
HK$231,621
+HK$11,598/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$440,046/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,912 · Scale 2, in force from 26 Feb 2026)