LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,244
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$107,487
−HK$3,294/mo
Today · 4.125%
HK$110,781
baseline
▲ 0.50% · 4.625%
HK$117,522
+HK$6,741/mo
Deposit HK$22.86M · loan HK$22.86M · min. income ≈ HK$221,562/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,971
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$119,081
−HK$3,155/mo
Today · 4.125%
HK$122,236
baseline
▲ 0.50% · 4.625%
HK$128,679
+HK$6,443/mo
Deposit HK$22.86M · loan HK$22.86M · min. income ≈ HK$244,472/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,942,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,093
−HK$7,845/mo
▼ 0.25% · 3.875%
HK$128,984
−HK$3,954/mo
Today · 4.125%
HK$132,938
baseline
▲ 0.50% · 4.625%
HK$141,027
+HK$8,089/mo
Deposit HK$18.29M · loan HK$27.43M · min. income ≈ HK$265,876/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,165
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$142,897
−HK$3,786/mo
Today · 4.125%
HK$146,683
baseline
▲ 0.50% · 4.625%
HK$154,415
+HK$7,732/mo
Deposit HK$18.29M · loan HK$27.43M · min. income ≈ HK$293,366/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,942,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,942
−HK$9,152/mo
▼ 0.25% · 3.875%
HK$150,482
−HK$4,612/mo
Today · 4.125%
HK$155,094
baseline
▲ 0.50% · 4.625%
HK$164,531
+HK$9,437/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$310,188/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,942,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,359
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$166,713
−HK$4,418/mo
Today · 4.125%
HK$171,131
baseline
▲ 0.50% · 4.625%
HK$180,151
+HK$9,020/mo
Deposit HK$13.71M · loan HK$32.00M · min. income ≈ HK$342,262/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,942,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,640
−HK$11,766/mo
▼ 0.25% · 3.875%
HK$193,476
−HK$5,930/mo
Today · 4.125%
HK$199,406
baseline
▲ 0.50% · 4.625%
HK$211,540
+HK$12,134/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$398,812/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,747
−HK$11,278/mo
▼ 0.25% · 3.875%
HK$214,346
−HK$5,679/mo
Today · 4.125%
HK$220,025
baseline
▲ 0.50% · 4.625%
HK$231,623
+HK$11,598/mo
Deposit HK$4.57M · loan HK$41.14M · min. income ≈ HK$440,050/mo (50% DSR)
Upfront cash ≈ HK$6.51M (deposit + AVD stamp duty HK$1,942,932 · Scale 2, in force from 26 Feb 2026)