LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,425
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,749
−HK$330/mo
Today · 4.125%
HK$11,079
baseline
▲ 0.50% · 4.625%
HK$11,753
+HK$674/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,158/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,598
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,909
−HK$316/mo
Today · 4.125%
HK$12,225
baseline
▲ 0.50% · 4.625%
HK$12,869
+HK$644/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,450/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,510
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,899
−HK$396/mo
Today · 4.125%
HK$13,295
baseline
▲ 0.50% · 4.625%
HK$14,104
+HK$809/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,590/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,918
−HK$751/mo
▼ 0.25% · 3.875%
HK$14,291
−HK$378/mo
Today · 4.125%
HK$14,669
baseline
▲ 0.50% · 4.625%
HK$15,443
+HK$774/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,338/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,595
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,049
−HK$462/mo
Today · 4.125%
HK$15,511
baseline
▲ 0.50% · 4.625%
HK$16,454
+HK$943/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,022/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,237
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,673
−HK$441/mo
Today · 4.125%
HK$17,114
baseline
▲ 0.50% · 4.625%
HK$18,016
+HK$902/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,228/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,765
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,349
−HK$593/mo
Today · 4.125%
HK$19,942
baseline
▲ 0.50% · 4.625%
HK$21,156
+HK$1,214/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,884/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,876
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,436
−HK$568/mo
Today · 4.125%
HK$22,004
baseline
▲ 0.50% · 4.625%
HK$23,164
+HK$1,160/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$44,008/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,695 · Scale 2, in force from 26 Feb 2026)