LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,252
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,495
−HK$3,295/mo
Today · 4.125%
HK$110,790
baseline
▲ 0.50% · 4.625%
HK$117,531
+HK$6,741/mo
Deposit HK$22.86M · loan HK$22.86M · min. income ≈ HK$221,580/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,943,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,980
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$119,090
−HK$3,156/mo
Today · 4.125%
HK$122,246
baseline
▲ 0.50% · 4.625%
HK$128,690
+HK$6,444/mo
Deposit HK$22.86M · loan HK$22.86M · min. income ≈ HK$244,492/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$1,943,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,103
−HK$7,845/mo
▼ 0.25% · 3.875%
HK$128,994
−HK$3,954/mo
Today · 4.125%
HK$132,948
baseline
▲ 0.50% · 4.625%
HK$141,038
+HK$8,090/mo
Deposit HK$18.29M · loan HK$27.43M · min. income ≈ HK$265,896/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,943,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,176
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$142,908
−HK$3,787/mo
Today · 4.125%
HK$146,695
baseline
▲ 0.50% · 4.625%
HK$154,427
+HK$7,732/mo
Deposit HK$18.29M · loan HK$27.43M · min. income ≈ HK$293,390/mo (50% DSR)
Upfront cash ≈ HK$20.23M (deposit + AVD stamp duty HK$1,943,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,953
−HK$9,153/mo
▼ 0.25% · 3.875%
HK$150,493
−HK$4,613/mo
Today · 4.125%
HK$155,106
baseline
▲ 0.50% · 4.625%
HK$164,544
+HK$9,438/mo
Deposit HK$13.72M · loan HK$32.00M · min. income ≈ HK$310,212/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,943,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,372
−HK$8,772/mo
▼ 0.25% · 3.875%
HK$166,726
−HK$4,418/mo
Today · 4.125%
HK$171,144
baseline
▲ 0.50% · 4.625%
HK$180,165
+HK$9,021/mo
Deposit HK$13.72M · loan HK$32.00M · min. income ≈ HK$342,288/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,943,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,654
−HK$11,768/mo
▼ 0.25% · 3.875%
HK$193,491
−HK$5,931/mo
Today · 4.125%
HK$199,422
baseline
▲ 0.50% · 4.625%
HK$211,556
+HK$12,134/mo
Deposit HK$4.57M · loan HK$41.15M · min. income ≈ HK$398,844/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,943,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,764
−HK$11,278/mo
▼ 0.25% · 3.875%
HK$214,363
−HK$5,679/mo
Today · 4.125%
HK$220,042
baseline
▲ 0.50% · 4.625%
HK$231,641
+HK$11,599/mo
Deposit HK$4.57M · loan HK$41.15M · min. income ≈ HK$440,084/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,943,084 · Scale 2, in force from 26 Feb 2026)