LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,426
−HK$653/mo
▼ 0.25% · 3.875%
HK$10,750
−HK$329/mo
Today · 4.125%
HK$11,079
baseline
▲ 0.50% · 4.625%
HK$11,754
+HK$675/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,158/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,598
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,909
−HK$316/mo
Today · 4.125%
HK$12,225
baseline
▲ 0.50% · 4.625%
HK$12,869
+HK$644/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,450/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,511
−HK$784/mo
▼ 0.25% · 3.875%
HK$12,900
−HK$395/mo
Today · 4.125%
HK$13,295
baseline
▲ 0.50% · 4.625%
HK$14,104
+HK$809/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,590/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,918
−HK$752/mo
▼ 0.25% · 3.875%
HK$14,291
−HK$379/mo
Today · 4.125%
HK$14,670
baseline
▲ 0.50% · 4.625%
HK$15,443
+HK$773/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,340/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,596
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,050
−HK$461/mo
Today · 4.125%
HK$15,511
baseline
▲ 0.50% · 4.625%
HK$16,455
+HK$944/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,022/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,238
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,673
−HK$442/mo
Today · 4.125%
HK$17,115
baseline
▲ 0.50% · 4.625%
HK$18,017
+HK$902/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,230/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,766
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,350
−HK$593/mo
Today · 4.125%
HK$19,943
baseline
▲ 0.50% · 4.625%
HK$21,156
+HK$1,213/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$39,886/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,713 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,877
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,437
−HK$568/mo
Today · 4.125%
HK$22,005
baseline
▲ 0.50% · 4.625%
HK$23,165
+HK$1,160/mo
Deposit HK$457K · loan HK$4.11M · min. income ≈ HK$44,010/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,713 · Scale 2, in force from 26 Feb 2026)