LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,428
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,753
−HK$329/mo
Today · 4.125%
HK$11,082
baseline
▲ 0.50% · 4.625%
HK$11,757
+HK$675/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,164/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,601
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,913
−HK$315/mo
Today · 4.125%
HK$12,228
baseline
▲ 0.50% · 4.625%
HK$12,873
+HK$645/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,456/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,514
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,903
−HK$396/mo
Today · 4.125%
HK$13,299
baseline
▲ 0.50% · 4.625%
HK$14,108
+HK$809/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,598/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,922
−HK$752/mo
▼ 0.25% · 3.875%
HK$14,295
−HK$379/mo
Today · 4.125%
HK$14,674
baseline
▲ 0.50% · 4.625%
HK$15,447
+HK$773/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,348/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,600
−HK$915/mo
▼ 0.25% · 3.875%
HK$15,054
−HK$461/mo
Today · 4.125%
HK$15,515
baseline
▲ 0.50% · 4.625%
HK$16,459
+HK$944/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,030/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,242
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,678
−HK$441/mo
Today · 4.125%
HK$17,119
baseline
▲ 0.50% · 4.625%
HK$18,022
+HK$903/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,238/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,771
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,355
−HK$593/mo
Today · 4.125%
HK$19,948
baseline
▲ 0.50% · 4.625%
HK$21,162
+HK$1,214/mo
Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$39,896/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,882
−HK$1,129/mo
▼ 0.25% · 3.875%
HK$21,443
−HK$568/mo
Today · 4.125%
HK$22,011
baseline
▲ 0.50% · 4.625%
HK$23,171
+HK$1,160/mo
Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$44,022/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,830 · Scale 2, in force from 26 Feb 2026)