LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,295
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$107,539
−HK$3,296/mo
Today · 4.125%
HK$110,835
baseline
▲ 0.50% · 4.625%
HK$117,579
+HK$6,744/mo
Deposit HK$22.87M · loan HK$22.87M · min. income ≈ HK$221,670/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$1,943,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,027
−HK$6,268/mo
▼ 0.25% · 3.875%
HK$119,139
−HK$3,156/mo
Today · 4.125%
HK$122,295
baseline
▲ 0.50% · 4.625%
HK$128,742
+HK$6,447/mo
Deposit HK$22.87M · loan HK$22.87M · min. income ≈ HK$244,590/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$1,943,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,154
−HK$7,848/mo
▼ 0.25% · 3.875%
HK$129,047
−HK$3,955/mo
Today · 4.125%
HK$133,002
baseline
▲ 0.50% · 4.625%
HK$141,095
+HK$8,093/mo
Deposit HK$18.30M · loan HK$27.44M · min. income ≈ HK$266,004/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$1,943,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,232
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$142,966
−HK$3,788/mo
Today · 4.125%
HK$146,754
baseline
▲ 0.50% · 4.625%
HK$154,490
+HK$7,736/mo
Deposit HK$18.30M · loan HK$27.44M · min. income ≈ HK$293,508/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$1,943,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,013
−HK$9,156/mo
▼ 0.25% · 3.875%
HK$150,554
−HK$4,615/mo
Today · 4.125%
HK$155,169
baseline
▲ 0.50% · 4.625%
HK$164,610
+HK$9,441/mo
Deposit HK$13.72M · loan HK$32.02M · min. income ≈ HK$310,338/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,943,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,437
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$166,794
−HK$4,419/mo
Today · 4.125%
HK$171,213
baseline
▲ 0.50% · 4.625%
HK$180,238
+HK$9,025/mo
Deposit HK$13.72M · loan HK$32.02M · min. income ≈ HK$342,426/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,943,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,730
−HK$11,773/mo
▼ 0.25% · 3.875%
HK$193,570
−HK$5,933/mo
Today · 4.125%
HK$199,503
baseline
▲ 0.50% · 4.625%
HK$211,642
+HK$12,139/mo
Deposit HK$4.57M · loan HK$41.16M · min. income ≈ HK$399,006/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,943,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,848
−HK$11,284/mo
▼ 0.25% · 3.875%
HK$214,449
−HK$5,683/mo
Today · 4.125%
HK$220,132
baseline
▲ 0.50% · 4.625%
HK$231,735
+HK$11,603/mo
Deposit HK$4.57M · loan HK$41.16M · min. income ≈ HK$440,264/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,943,871 · Scale 2, in force from 26 Feb 2026)