LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,430
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,754
−HK$330/mo
Today · 4.125%
HK$11,084
baseline
▲ 0.50% · 4.625%
HK$11,758
+HK$674/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,168/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,603
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,914
−HK$316/mo
Today · 4.125%
HK$12,230
baseline
▲ 0.50% · 4.625%
HK$12,874
+HK$644/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,460/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,515
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,905
−HK$395/mo
Today · 4.125%
HK$13,300
baseline
▲ 0.50% · 4.625%
HK$14,110
+HK$810/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,600/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,923
−HK$753/mo
▼ 0.25% · 3.875%
HK$14,297
−HK$379/mo
Today · 4.125%
HK$14,676
baseline
▲ 0.50% · 4.625%
HK$15,449
+HK$773/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,352/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,601
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,056
−HK$461/mo
Today · 4.125%
HK$15,517
baseline
▲ 0.50% · 4.625%
HK$16,461
+HK$944/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,034/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,244
−HK$878/mo
▼ 0.25% · 3.875%
HK$16,680
−HK$442/mo
Today · 4.125%
HK$17,122
baseline
▲ 0.50% · 4.625%
HK$18,024
+HK$902/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,244/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,773
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,357
−HK$593/mo
Today · 4.125%
HK$19,950
baseline
▲ 0.50% · 4.625%
HK$21,164
+HK$1,214/mo
Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$39,900/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,885
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,445
−HK$568/mo
Today · 4.125%
HK$22,013
baseline
▲ 0.50% · 4.625%
HK$23,174
+HK$1,161/mo
Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$44,026/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,886 · Scale 2, in force from 26 Feb 2026)