LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,302
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$107,547
−HK$3,296/mo
Today · 4.125%
HK$110,843
baseline
▲ 0.50% · 4.625%
HK$117,588
+HK$6,745/mo
Deposit HK$22.87M · loan HK$22.87M · min. income ≈ HK$221,686/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$1,944,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,035
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,147
−HK$3,157/mo
Today · 4.125%
HK$122,304
baseline
▲ 0.50% · 4.625%
HK$128,751
+HK$6,447/mo
Deposit HK$22.87M · loan HK$22.87M · min. income ≈ HK$244,608/mo (50% DSR)
Upfront cash ≈ HK$24.81M (deposit + AVD stamp duty HK$1,944,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,163
−HK$7,849/mo
▼ 0.25% · 3.875%
HK$129,056
−HK$3,956/mo
Today · 4.125%
HK$133,012
baseline
▲ 0.50% · 4.625%
HK$141,105
+HK$8,093/mo
Deposit HK$18.30M · loan HK$27.44M · min. income ≈ HK$266,024/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$1,944,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,243
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$142,977
−HK$3,788/mo
Today · 4.125%
HK$146,765
baseline
▲ 0.50% · 4.625%
HK$154,502
+HK$7,737/mo
Deposit HK$18.30M · loan HK$27.44M · min. income ≈ HK$293,530/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$1,944,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,023
−HK$9,157/mo
▼ 0.25% · 3.875%
HK$150,566
−HK$4,614/mo
Today · 4.125%
HK$155,180
baseline
▲ 0.50% · 4.625%
HK$164,623
+HK$9,443/mo
Deposit HK$13.72M · loan HK$32.02M · min. income ≈ HK$310,360/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,944,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,450
−HK$8,776/mo
▼ 0.25% · 3.875%
HK$166,806
−HK$4,420/mo
Today · 4.125%
HK$171,226
baseline
▲ 0.50% · 4.625%
HK$180,252
+HK$9,026/mo
Deposit HK$13.72M · loan HK$32.02M · min. income ≈ HK$342,452/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,944,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,744
−HK$11,774/mo
▼ 0.25% · 3.875%
HK$193,584
−HK$5,934/mo
Today · 4.125%
HK$199,518
baseline
▲ 0.50% · 4.625%
HK$211,658
+HK$12,140/mo
Deposit HK$4.57M · loan HK$41.17M · min. income ≈ HK$399,036/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,944,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,864
−HK$11,284/mo
▼ 0.25% · 3.875%
HK$214,465
−HK$5,683/mo
Today · 4.125%
HK$220,148
baseline
▲ 0.50% · 4.625%
HK$231,752
+HK$11,604/mo
Deposit HK$4.57M · loan HK$41.17M · min. income ≈ HK$440,296/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,944,016 · Scale 2, in force from 26 Feb 2026)