LTV · monthly repayment
▼ 0.50% · 3.625%
HK$104,317
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$107,561
−HK$3,297/mo
Today · 4.125%
HK$110,858
baseline
▲ 0.50% · 4.625%
HK$117,604
+HK$6,746/mo
Deposit HK$22.87M · loan HK$22.87M · min. income ≈ HK$221,716/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$1,944,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,051
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$119,164
−HK$3,157/mo
Today · 4.125%
HK$122,321
baseline
▲ 0.50% · 4.625%
HK$128,769
+HK$6,448/mo
Deposit HK$22.87M · loan HK$22.87M · min. income ≈ HK$244,642/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$1,944,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,180
−HK$7,850/mo
▼ 0.25% · 3.875%
HK$129,074
−HK$3,956/mo
Today · 4.125%
HK$133,030
baseline
▲ 0.50% · 4.625%
HK$141,124
+HK$8,094/mo
Deposit HK$18.30M · loan HK$27.45M · min. income ≈ HK$266,060/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$1,944,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$139,261
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$142,996
−HK$3,789/mo
Today · 4.125%
HK$146,785
baseline
▲ 0.50% · 4.625%
HK$154,522
+HK$7,737/mo
Deposit HK$18.30M · loan HK$27.45M · min. income ≈ HK$293,570/mo (50% DSR)
Upfront cash ≈ HK$20.24M (deposit + AVD stamp duty HK$1,944,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$146,043
−HK$9,158/mo
▼ 0.25% · 3.875%
HK$150,586
−HK$4,615/mo
Today · 4.125%
HK$155,201
baseline
▲ 0.50% · 4.625%
HK$164,645
+HK$9,444/mo
Deposit HK$13.72M · loan HK$32.02M · min. income ≈ HK$310,402/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,944,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,472
−HK$8,777/mo
▼ 0.25% · 3.875%
HK$166,829
−HK$4,420/mo
Today · 4.125%
HK$171,249
baseline
▲ 0.50% · 4.625%
HK$180,276
+HK$9,027/mo
Deposit HK$13.72M · loan HK$32.02M · min. income ≈ HK$342,498/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,944,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$187,770
−HK$11,775/mo
▼ 0.25% · 3.875%
HK$193,611
−HK$5,934/mo
Today · 4.125%
HK$199,545
baseline
▲ 0.50% · 4.625%
HK$211,686
+HK$12,141/mo
Deposit HK$4.57M · loan HK$41.17M · min. income ≈ HK$399,090/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,944,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$208,892
−HK$11,286/mo
▼ 0.25% · 3.875%
HK$214,494
−HK$5,684/mo
Today · 4.125%
HK$220,178
baseline
▲ 0.50% · 4.625%
HK$231,784
+HK$11,606/mo
Deposit HK$4.57M · loan HK$41.17M · min. income ≈ HK$440,356/mo (50% DSR)
Upfront cash ≈ HK$6.52M (deposit + AVD stamp duty HK$1,944,279 · Scale 2, in force from 26 Feb 2026)