LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,432
−HK$654/mo
▼ 0.25% · 3.875%
HK$10,756
−HK$330/mo
Today · 4.125%
HK$11,086
baseline
▲ 0.50% · 4.625%
HK$11,761
+HK$675/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$22,172/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,605
−HK$627/mo
▼ 0.25% · 3.875%
HK$11,917
−HK$315/mo
Today · 4.125%
HK$12,232
baseline
▲ 0.50% · 4.625%
HK$12,877
+HK$645/mo
Deposit HK$2.29M · loan HK$2.29M · min. income ≈ HK$24,464/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$74,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,518
−HK$785/mo
▼ 0.25% · 3.875%
HK$12,908
−HK$395/mo
Today · 4.125%
HK$13,303
baseline
▲ 0.50% · 4.625%
HK$14,113
+HK$810/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$26,606/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,927
−HK$752/mo
▼ 0.25% · 3.875%
HK$14,300
−HK$379/mo
Today · 4.125%
HK$14,679
baseline
▲ 0.50% · 4.625%
HK$15,453
+HK$774/mo
Deposit HK$1.83M · loan HK$2.74M · min. income ≈ HK$29,358/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$74,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,605
−HK$916/mo
▼ 0.25% · 3.875%
HK$15,059
−HK$462/mo
Today · 4.125%
HK$15,521
baseline
▲ 0.50% · 4.625%
HK$16,465
+HK$944/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$31,042/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,248
−HK$877/mo
▼ 0.25% · 3.875%
HK$16,683
−HK$442/mo
Today · 4.125%
HK$17,125
baseline
▲ 0.50% · 4.625%
HK$18,028
+HK$903/mo
Deposit HK$1.37M · loan HK$3.20M · min. income ≈ HK$34,250/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$74,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,778
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$19,362
−HK$593/mo
Today · 4.125%
HK$19,955
baseline
▲ 0.50% · 4.625%
HK$21,169
+HK$1,214/mo
Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$39,910/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,890
−HK$1,128/mo
▼ 0.25% · 3.875%
HK$21,450
−HK$568/mo
Today · 4.125%
HK$22,018
baseline
▲ 0.50% · 4.625%
HK$23,179
+HK$1,161/mo
Deposit HK$457K · loan HK$4.12M · min. income ≈ HK$44,036/mo (50% DSR)
Upfront cash ≈ HK$532K (deposit + AVD stamp duty HK$74,992 · Scale 2, in force from 26 Feb 2026)